Lincoln Heritage

[the_newguy90]

Bernie Madoff did a lot too but I don't think he would qualify as the best investment advisor.

and wht is your point. he is an admited fraudster we are simply setting our company apart from all the rest and it has turned out to be the largest in the country. so again what is your point

 

[Life Hawk]

my rate for 10,000 first day coverage is lets say age 65 male smoker 93$even and if it is the modified it same person would be 128.80 in that case if they could not afford i would try a quote for 7 which is 91.06 and then 5 would be 65.90 and we offer 10% rop yr 1 and 20% yr 2

You do know that there a guys on here, like me, who have sold for LH, right? There are reasons I don't offer them... there are reasons I get a smile on my face when talking to people that have them...

Careful how you discount years of experience... you don't need to agree... but you should take a moment to listen.

 

[the_newguy90]

and im gonna go ahead and say this. i am stilll in my 2 months ever selling anything i have helped 40 families if you use utube and look up, funeral consumers guardian society and just watch the 3 min video that is a quick breif of what we do it is all legit and all the family that is in charge has to do is sign the papers we calll on their behalf and get the funerals alot cheaper than the funeral homes general pricing listed prices and we use the fe insurance pay for it. we offer day 1 one coverage. i had a cliant who was 85 and 4 days from being 86 i got him day one coverage and he was paying 95 a month

 

[the_newguy90]

You do know that there a guys on here, like me, who have sold for LH, right? There are reasons I don't offer them... there are reasons I get a smile on my face when talking to people that have them...

Careful how you discount years of experience... you don't need to agree... but you should take a moment to listen.

honestly i am nt someone who disagrees i am a true student of this craft. i am still brand new. i have my ears wide open. i just dont like being called a liar from the joer above. i do not lie

 

[Life Hawk]

Good to hear... and that's the important thing... helping families. It sounds like you are natural and are in are learning quickly how to "Sell". That's great! But as you learn to "art of selling" remember also to be investigating and open to learning the "what of selling".

A good agent is learning to build his book of business... not the company's. Therefore, always be looking at new opportunities in how and what to offer your clients.

and im gonna go ahead and say this. i am stilll in my 2 months ever selling anything i have helped 40 families if you use utube and look up, funeral consumers guardian society and just watch the 3 min video that is a quick breif of what we do it is all legit and all the family that is in charge has to do is sign the papers we calll on their behalf and get the funerals alot cheaper than the funeral homes general pricing listed prices and we use the fe insurance pay for it. we offer day 1 one coverage. i had a cliant who was 85 and 4 days from being 86 i got him day one coverage and he was paying 95 a month

 

[the_newguy90]

i find most of my clients cant get ahold of their agents. and the policies were mailed to them. i find most have no cllue how to even begin to look and understand their policies. i hand deliver all policies and we write out all the funeral plans we slect a casket a head stone and the vault the day i deliver. i am always able to come to my clients homes after the point of sell. i only want to help im not an arguementitive person i am a student with a huge will to learn. i honestly only posted all this to see how

 

[the_newguy90]

i find most of my clients cant get ahold of their agents. and the policies were mailed to them. i find most have no cllue how to even begin to look and understand their policies. i hand deliver all policies and we write out all the funeral plans we slect a casket a head stone and the vault the day i deliver. i am always able to come to my clients homes after the point of sell. i only want to help im not an arguementitive person i am a student with a huge will to learn. i honestly only posted all this to see how

much better the others out there are and if im in a bad place i want to know. but al i see is we are the largest fe in the usa and i can truly help my clients

 

[the_newguy90]

i have my residual pay up to 300 a month i wait on the 1st of the month now just like my clients. and once im with the company for 2 yrs even if i leave i take my residual with me and if i die my wife gets them. is this a normal practice in the insurance field. they call it paythrew and its my monthly commition for every month the client makes their payment

 

[rousemark]

my rate for 10,000 first day coverage is lets say age 65 male smoker 93$even and if it is the modified it same person would be 128.80 in that case if they could not afford i would try a quote for 7 which is 91.06 and then 5 would be 65.90 and we offer 10% rop yr 1 and 20% yr 2

And, SNL which would not be the lowest rate out there would be be $76.49 immediate and $81.83 graded.. And, you chose to cherry pick where the LH supposedly excels.. smoker..

If you chose to work for LH, that isi fine.. But be aware there are a lot of companies out there that will slaughter your rates and if an Indy agent can find your homes, he will replace almost everyone he comes to. Also, you did not mention commission rates but the street with most IMO for SNL agents is 110% first year. Some companies pay even higher.

 

[rousemark]

i have my residual pay up to 300 a month i wait on the 1st of the month now just like my clients. and once im with the company for 2 yrs even if i leave i take my residual with me and if i die my wife gets them. is this a normal practice in the insurance field. they call it paythrew and its my monthly commition for every month the client makes their payment

Yes, vested renewals are standard practice with the Indy companies.. But they don't have the "gotch ya's to take them away from you that LH seems to have. I know three guys that have left them lately and none of them are drawing their renewals.