I just saw were Lincoln heritage/Adam Hale golden Memorial just axed Dana Nesen one of their bigger telesales agency's . They were also doing the free lead program . I think the truth be told persistency overall in fe telesales is much much lower than face to face and carriers struggling with profitability . I can see carriers in the future giving less commissions on telesales products . I sometimes ponder who these 1000's of agency's that 100's and 100's and 100's of agents doing $20-$80k of sales a month sell too?There's simply not enough customers out there to be doing that type if business . It's people filling out these leads multiple times .It comes down to replacing each others business no different than the mapd call centers flipping each others plans
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