need to write 2 30 yr policies
1. 1mm for 30 yrs
2. 2mm for 30yrs
Where should I go for best commission rate? This is Florida case.
TIA
1. 1mm for 30 yrs
2. 2mm for 30yrs
Where should I go for best commission rate? This is Florida case.
TIA
Lincoln National Life
- Thread starter asher
- Start date
Lincoln has the highest street comp in the industry for term (out of the big players). They also pay very little override and bonus to the IMO so just make sure you're getting the top street comp and you should be very happy.
- Thread starter
- #3
Thanks Ray,
But what is the best comp and where do I go for licesnsing?
But what is the best comp and where do I go for licesnsing?
Do you currently work with an IMO? I would start there.
Agree but I would hope that OP already did that analysis. Lincoln is very competitive for term cases and has attractive conversion options as well.
If the OP doesn't have an upline he hasn't shopped the case.. So many factors that he didn't tell us about. Age, build, tobacco use and medical history. I haven't wrote any LN lately but they used to have aggressive underwriting. Commissions on term are not what they once were. My brokerage, The Marcus Agency, is very good at risk assessment and have been more than fair with me on commissions.
- 5,499
Well, that depends upon what one wants to covert that term to ...
Lincoln no longer has a whole life product.
- 10,331
They have a GUL that is competitively priced to convert to. Its not much different than a non-par WL, just more affordable. Strong IUL. And UL if anyone ever actually buys that anymore. Plus GUL has LTC rider options. Strong lineup. No carrier has all types of permanent policies to convert to.
Who would want to convert to a terrible product like whole life?
Similar threads
