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Huge question. I'll assume the feds will not be able to "certify" the state exchange and will step in to run it. And PCIP becomes a national medicaid model and survives past 2014.
Mandate Upheld!Get Ready to RUMMMMMMBLE !
- Thread starter Yagents
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Huge question. I'll assume the feds will not be able to "certify" the state exchange and will step in to run it. And PCIP becomes a national medicaid model and survives past 2014.
Re: Mandate Upheld!
Never confused, this is why there is so many that are uninsured for every one that says they want good health coverage there is 5x that amount that have issues with the insurance companies or couldn't afford it. I worked the phones in MI for about 3 months and heard more bad stories then I can count. I went into med sup/life sales and it was like night and day, saved my career.
- 3,384
Re: Mandate Upheld!
California was going forward with CaliforniaCare regardless of the SCOTUS decision. As Yagents has pointed out, everything will be state-specific in terms of agent's place in the market. California will only allow precious metals plans inside or outside and price of premium will match. Other things will match as well
Agents in CA can sell both inside and outside.
The good news is that this decision puts federal subsidy money back on the table for exchange business. I won't go into details on the specifics I know about at this point (provided to me confidentially) but suffice it to say................I'm dancin' like the gopher
California was going forward with CaliforniaCare regardless of the SCOTUS decision. As Yagents has pointed out, everything will be state-specific in terms of agent's place in the market. California will only allow precious metals plans inside or outside and price of premium will match. Other things will match as well
Agents in CA can sell both inside and outside.The good news is that this decision puts federal subsidy money back on the table for exchange business. I won't go into details on the specifics I know about at this point (provided to me confidentially) but suffice it to say................I'm dancin' like the gopher
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Re: Mandate Upheld!
This will be a roller coaster ride until the election, then a new roller coaster ride will ensue after the election. Actually, it would have been that way no matter how SCOTUS ruled. There are more parts to our government than just the 3 branches. THE PEOPLE who vote are powerful, as are STATES who can contest many parts of this law and even call a Constitutional Convention. Yes, it's possible that the Republicans may not win all 3 branches when the people vote, but even moderate Dems may vote with portions of the repeal actions. If the Reps win the Presidency, a new HHS Secretary will replace Sebellius, and there's a lot of power residing in that office, including power to delay implementation on key points and to issue waivers.
Then there's the issue of the CBO and recalculating funding based on this being a tax and based on the loss on the Medicare Expansion issue.
Messy, messy, messy, and prime for political maneuvering.
It aint over till the fat lady sings.
This will be a roller coaster ride until the election, then a new roller coaster ride will ensue after the election. Actually, it would have been that way no matter how SCOTUS ruled. There are more parts to our government than just the 3 branches. THE PEOPLE who vote are powerful, as are STATES who can contest many parts of this law and even call a Constitutional Convention. Yes, it's possible that the Republicans may not win all 3 branches when the people vote, but even moderate Dems may vote with portions of the repeal actions. If the Reps win the Presidency, a new HHS Secretary will replace Sebellius, and there's a lot of power residing in that office, including power to delay implementation on key points and to issue waivers.
Then there's the issue of the CBO and recalculating funding based on this being a tax and based on the loss on the Medicare Expansion issue.
Messy, messy, messy, and prime for political maneuvering.
It aint over till the fat lady sings.
- 14,808
Re: Mandate Upheld!
Wisconsin Commissioner of Insurance News Release, Commissioner Nickel Disappointed in Supreme Court Decision
Date: June 28, 2012
For more information contact: J.P. Wieske, Public Information Officer, (608) 266-2493 or [email protected]
Commissioner Nickel Disappointed in Supreme Court Decision
Madison, WI—In a split decision, the United States Supreme Court has decided to uphold the constitutionality of the Patient Protection and Affordable Care Act (PPACA). Wisconsin Insurance Commissioner Ted Nickel today expressed his disappointment in the decision.
"I appreciate the Supreme Court's work on this important case," said Nickel. "PPACA takes a top-down approach that focuses on the federal government controlling the insurance markets in each state. From our experience in working with the federal government on this law, we know this approach is unworkable. Hopefully, this disappointing decision will help galvanize support to overturn the law in Congress."
PPACA has been controversial from its inception, especially because the law mandated that every individual must purchase health insurance and required states to expand their Medicaid rolls. Wisconsin joined the multi-state lawsuit soon after Governor Scott Walker took office and consistently advocated for state flexibility and state control of insurance markets.
"Our experience in being forced to implement this law shows it is unworkable," continued Commissioner Nickel. "The Wisconsin approach—a competitive insurance market with robust consumer protections—provides consumers with the best environment. We will work with Governor Walker, the Legislature, and the state's Congressional delegation to allow the state to return to that consumer-friendly approach."
Created by the Legislature in 1871, Wisconsin's Office of the Commissioner of Insurance (OCI) was vested with broad powers to ensure that the insurance industry responsibly and adequately met the insurance needs of Wisconsin citizens. Today, OCI's mission is to lead the way in informing and protecting the public and responding to its insurance needs.
Wisconsin Commissioner of Insurance News Release, Commissioner Nickel Disappointed in Supreme Court Decision
Date: June 28, 2012
For more information contact: J.P. Wieske, Public Information Officer, (608) 266-2493 or [email protected]
Commissioner Nickel Disappointed in Supreme Court Decision
Madison, WI—In a split decision, the United States Supreme Court has decided to uphold the constitutionality of the Patient Protection and Affordable Care Act (PPACA). Wisconsin Insurance Commissioner Ted Nickel today expressed his disappointment in the decision.
"I appreciate the Supreme Court's work on this important case," said Nickel. "PPACA takes a top-down approach that focuses on the federal government controlling the insurance markets in each state. From our experience in working with the federal government on this law, we know this approach is unworkable. Hopefully, this disappointing decision will help galvanize support to overturn the law in Congress."
PPACA has been controversial from its inception, especially because the law mandated that every individual must purchase health insurance and required states to expand their Medicaid rolls. Wisconsin joined the multi-state lawsuit soon after Governor Scott Walker took office and consistently advocated for state flexibility and state control of insurance markets.
"Our experience in being forced to implement this law shows it is unworkable," continued Commissioner Nickel. "The Wisconsin approach—a competitive insurance market with robust consumer protections—provides consumers with the best environment. We will work with Governor Walker, the Legislature, and the state's Congressional delegation to allow the state to return to that consumer-friendly approach."
Created by the Legislature in 1871, Wisconsin's Office of the Commissioner of Insurance (OCI) was vested with broad powers to ensure that the insurance industry responsibly and adequately met the insurance needs of Wisconsin citizens. Today, OCI's mission is to lead the way in informing and protecting the public and responding to its insurance needs.
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Re: Mandate Upheld!
Yes, because the insurance companies and government love agents (sarcasm). The Government and Insurance companies agree on one thing: get rid of the agent. That gives Government more control by installing "navigators" as opposed to free-market agents AND the insurance companies get what they have always wanted, the agent out of the picture.
The insurance industry now has a new mandatory marketing and new business friend in the Government. No need for the agent when your forced into buying something. The insurance industry doesn't have to pay agents and listen to their crap when things go wrong.
Yes, because the insurance companies and government love agents (sarcasm). The Government and Insurance companies agree on one thing: get rid of the agent. That gives Government more control by installing "navigators" as opposed to free-market agents AND the insurance companies get what they have always wanted, the agent out of the picture.
The insurance industry now has a new mandatory marketing and new business friend in the Government. No need for the agent when your forced into buying something. The insurance industry doesn't have to pay agents and listen to their crap when things go wrong.
- 147
Re: Get Ready to RUMMMMMMBLE !
He could issue an executive order similar to Obama's latest executive order saying we are not going to enforce the collection of the tax. Romney should say that will be executive order #1.
He could issue an executive order similar to Obama's latest executive order saying we are not going to enforce the collection of the tax. Romney should say that will be executive order #1.
- 14,808
Re: Mandate Upheld!
As the market narrows to the "big three" it'll become more interesting for agents. If MD residents only have a choice between BX, UHC and Aetna, that's a pretty large natural market. That said, I still believe they'll be offering compensation.
As the market narrows to the "big three" it'll become more interesting for agents. If MD residents only have a choice between BX, UHC and Aetna, that's a pretty large natural market. That said, I still believe they'll be offering compensation.
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