Manhattan (CUL) Dental, Vision, Hearing Rate Increse

Feb 28, 2019

  1. rousemark
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    rousemark Still Here!

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    Received a notice that Manhattan is raising rates about 10% in most states on new and in force business.. Hat to have clients that are getting rate increases their first renewal ... :no:
     
  2. Chazm
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    Chazm Guru

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    With their new claim form that has to be filled out and their denial of coverage, I’ve already stopped writing them.
     
    Chazm, Feb 28, 2019
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  3. senior-advisor-indiana
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    senior-advisor-indiana Guru

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    What do you mean by denial of coverage?
     
  4. goillini52
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    goillini52 MAGA...Eat More Bacon & BUILD THAT WALL!!!

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    What new claim form? :huh:
     
  5. Chazm
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    Just too many calls and complaints the last few months of getting a check for $12 or so even after a year of coverage. It’s just too much work to figure it all out for little pay When I Never have to with Medicare plans. So at this point I’m just going back to never recommend a dental plans.
     
    Chazm, Mar 1, 2019
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  6. Chazm
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    We used to be able to just send Them the bill and in two weeks a check was cut. Now they require a claim form to be filled out with the bill.
    I had 5 clients where I was personally uploading their claim forms and receipt and CUL would say multiple times they never received anything.

    They’ve just lost my biz and are a pita to work with now.
     
    Chazm, Mar 1, 2019
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  7. rousemark
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    rousemark Still Here!

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    Are you uploading the forms on the website?

    This is the second or third rate revision in just a couple of years... In addition, they went from actual charges to UCR which effectively is a rate adjustment as they pay less for the same premium. It appears they tried to jump in this market without doing their homework.
     
  8. goillini52
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    goillini52 MAGA...Eat More Bacon & BUILD THAT WALL!!!

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    2nd rate adjustment. Yeah, I wish they stayed Actual Charges. I bought mine when they had Actual Charges, so I'm grandfathered in. The only one I know of that still pays Actual Charges is UNL/GTL, but their's is a rider at this point and doesn't cover hearing aids. Also limited on vision($200 per year).
     
  9. goillini52
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    goillini52 MAGA...Eat More Bacon & BUILD THAT WALL!!!

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    That doesn't sound good. I've filed claims for those that use Walmart for vision, because Walmart doesn't accept them. I haven't used a claim form, or heard anything about a claim form. When did this start? :huh:
     
  10. rousemark
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    UNL has a dental and vision policy , $2000 coverage priced about the same as CUL but as you say, limited vision and no hearing..
     
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