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No, we are not going to just call it different versions because it's not. You are not telling the truth and I don't let that go.
I haven't told anyone what the startup costs with EFES are because I don't know what they are. For you to claiming otherwise is just a lie. Not a different interpretation.
It's just as dishonest to put quatation marks around something never said. I will never agree to disagree about honesty.
As far as the other questions, I really don't have a "go to" company anymore. It used to be RNA and I would still like for it to be, but they are just too difficult on too many things for me to use them they way I used to.
I still intend to put people with RNA first, but lately I've done more Americo than RNA. My favorite company to use is AmCon, but their rates are not good enough to be my main company. I use some Monumental and some Foresters. AmAm is in the car if I have a need for them. I recommend the company based on each situation. No one company is the be all and end all for all clients.
I do get 15 leads, [or less}, per week. Last year it averaged 14 leads per week. That's just the total of leads I got divided by 52. I wrote right at 300 apps last year. That was down from 330 the year before.
I do sell graded plans on occasion. I do not sell ROP plans. I was referring those to MoO. Lately I've been referring them to Vantis. I don't write Vantis, but Newby does. I gave him two last week. One of them he didn't have to use Vantis. he had a company that I don't have that would give that person immediate coverage. Worked out great for the client and Newby bought me a nice steak dinner. So we were all fat and happy.
A good percentage of my business is from referrals. Probably 25% is I were to guess. I don't track that stuff. It's still indiectly from the leads because I met the people that are giving me referrals from an EFES in most cases. I am meeting with a lady this afternoon that was referred to me by couple that I wrote 6 years ago. Well before I was with EFES. And sometimes I will get callbacks from people I met with 2 and 3 years ago that didn't buy then. That all just comes from being in this business and staying active. Over the last 9 years i have probably passed out over 5000 business cards in Western Ky and Southern In. Sometimes those old seeds decide to bloom.
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As soon as UK signs the next guy we will have the number 1 recruiting class once again. And, we will do something with our's. Howland will waste away another few careers playing plowball with racehorses.
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