It would depend upon how good of control that I had over the client. If she understood the process and was willing to make application for fully u/w and sit for paramed to obtain better rate, then I would go fully u/w for more ins and better rate (potentially). If not that good of control I would probably opt for FE and see where it went...
Why not UHL././.? I am with JDeasy on UHL; I've tried using them but for whatever reason they never really come down to being a good fit in the end... so I just don't carry them personally.
