My 1st LH Client!!

[Justin Bilyj]

Send her a letter with signature confirmation...

 

[P&cmi]

I'll call, can I have half of your commission???

 

[TDFnCali]

Send her a letter with signature confirmation...

Im not following this idea...Im new, u gotta break it down more what u mean, lol!!
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I'll call, can I have half of your commission???

I would consider that, but not 50% & not the commission but the premium...so if theres a charge back, its not just on me. You would have to be licensed in Calif & accept 20% of prem.

 

[tins]

Write a short letter. quote her $5K, $6K,...$10K
Let her know these prices are available right now since she just passed underwriting with another company. Just get in and show her the diff..

Or, move on and forget it.

 

[jacobtn]

Well JD, I have no idea how much coverage she got, but after seeing how big a difference it can be....it maybe worth another try. The problem isnt really what to say JD, its how to approach? Im sure if I just show up at her door, she'll remember me and remember she told me she wasnt interested.

So Im thinking of calling, but how or what to say to have her give me a chance (above & beyond what I said today) or having someone very exp at telemarketing call instead. So I think I need a fresh voice or maybe someone non-threatening like a girl to call & see if I can get in the door....I gotta get in there somehow!!!

Anyone wanna call for me?? LoL

This is an easy sale for someone that is experienced. I hope you can help this lady out, and make some money at it. Experience makes a big difference, but you can do it. I'd call her and tell her that you need to come by and lower her premium, that you realized she is paying too much... call her in a week or two. I could get you in the door guaranteed. I'm not licensed in CA. You want me to call her for a flat fee? Not a percentage. Say $50? Only paid if you get in and sell her. I don't want the money but i will be on the phone with her for a few minutes and you will make big bucks on it. I do these deals every day.

Sending her a letter would do nothing. It would end up in the trash. She needs a phone call, and if she is resistent, I would get her sons or daughters Ph # and explain to them why she needs to meet, as she could increase her coverage for the same amt of premium like JD said.

 

[TDFnCali]

This is an easy sale for someone that is experienced. I hope you can help this lady out, and make some money at it. Experience makes a big difference, but you can do it. I'd call her and tell her that you need to come by and lower her premium, that you realized she is paying too much... call her in a week or two. I could get you in the door guaranteed. I'm not licensed in CA. You want me to call her for a flat fee? Not a percentage. Say $50? Only paid if you get in and sell her. I don't want the money but i will be on the phone with her for a few minutes and you will make big bucks on it. I do these deals every day.

Sending her a letter would do nothing. It would end up in the trash. She needs a phone call, and if she is resistent, I would get her sons or daughters Ph # and explain to them why she needs to meet, as she could increase her coverage for the same amt of premium like JD said.

^^^^ Will take u up on that offer Sir!!

 

[P&cmi]

Come on.. I was kidding... Call her yourself and sell her on a lower premium.. This should be your easiest sale... Call her until she says yes.. Don't take no for an answer......... What do I know...lol

 

[Newby]

She is paying about $116/mo for $10,000 face. Would be about $83 with RNA. About $82 with Mon.

What I would do is tell her she can get $14,000 coverage for what's she is paying for $10,000.

No, what I would really do is, offer her a little over $12000 for $100/mo. Saves her money each month and get her more coverage. Looks great from both sides.


I just talked to a guy today that just bought a policy last week. He was 69 and I could only save him $5/mo. That's enough usually, but instead of telling him I could save him $5/mo I told him I could get $1000 more coverage for the same premium. He could change fast enough.

I've been running into a nest of Columbian inventory lately. I've actually had two call-ins this week asking me to review Columbian policies they just bought and replace them if I had something better. I definitely had other things to offer them.

Had another one last week. Columbian may become the new LH. I like them.

 

[jdeasy]

I've been running into a nest of Columbian inventory lately. I've actually had two call-ins this week asking me to review Columbian policies they just bought and replace them if I had something better. I definitely had other things to offer them.

Had another one last week. Columbian may become the new LH. I like them.

Yeah, I love to replace those as we have a couple of lying agents coming into this area and selling it. The thing with CFG is that you can't replace it 3 and 4 years later and still lower their premium like you can with LH.

 

[Newby]

Yeah, I love to replace those as we have a couple of lying agents coming into this area and selling it. The thing with CFG is that you can't replace it 3 and 4 years later and still lower their premium like you can with LH.

It's funny. They re doing the old "package delivery trick" and must not be too good at it. They all mention that and feel like they have been sold by a huckster.