As you all know Im a former NAA Agent And I have copies of all the F&G apps from those days. I was thinking about calling all these people that I unknowingly scammed into buying a non med mortgage life policy and telling them that there are better options for them, that will save them a lot of money. I am appointed through AIG and Genworth and could get them a lot better deal. Only thing is most of these got the return of premium. It has only been a year to a year and half. I was needing ideas on what exactly if any thing I could do in this situation?