Navigators Wanted - $48 Per Hour
- Thread starter somarco
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I heard He came yesterday, and we were left behind with Sebelius.
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- #43
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If it's so easy, why and how are we confused?
If you think Aunt Mable, and Uncle Joe can do it on their own......get out now and become a navigator.
If you don't think you can add value in this new complicated system.........get out before I take your client.
If you don't think there will be a better way to show clients.......get out now because there's always a better mousetrap around the corner.
If you think Aunt Mable, and Uncle Joe can do it on their own......get out now and become a navigator.
If you don't think you can add value in this new complicated system.........get out before I take your client.
If you don't think there will be a better way to show clients.......get out now because there's always a better mousetrap around the corner.
Average pay would be around $20hr not 48
- 8,707
Chazm said:
I am still confused as exactly what a navigator really does and since it is an hourly pay I think many people would take 40k a year with no responsibility to find these people just to answer questions when they come to them..30 hours of training is not much my bank has a call center and initial training is a month ie 120 followed by 2 weeks to a month of nesting where your calls are monitored and there is a high amount of supivisors available for questions followed after 1 month by additional training pay is $12 an hour.
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- #47
I suppose we will find out . . . eventually.
HIX is mainly for those who qualify for subsidies . . . maybe 20%- 30% of the population. Yes, there will be some above 200% of FPL that still qualify for subsidies but I believe many of them will bypass HIX and buy off exchange (if they can afford it) just to get a plan with a big network and expanded Rx formulary.
That still leaves a lot for the rest of use who stick around.
Navigators will be like IRS workers. Hired for the season and then most let go or have their hours scaled back after open enrollment is over.
I don't spend a lot of time now with the low information crowd that are willing to buy insurance only when they need it and are looking for a good plan for $65 per month. Don't plan on spending any time at all with them once HIX goes live.
I do believe there will be more than enough to keep me busy off exchange if I can only find folks willing an able to pay $1800/month for a family plan.
Agents that actually provide a service to there clients thrive on making the complicated understandable to there clients. The system that we have had can be defined as complicated.
This new system appears to be so complicated that it is designed to implode on itself. Guarantee issue, individual mandate with a joke of a penalty for not buying insurance, estimated family cost for bronze plan of 20k per year, a 45 day open enrollment period beginning in 2014, standardization of health plans ( metal plans).
Any agent that has survived this business for 20+ years has mastered the complicated and adapted to change.
It is naïve to think that the state run exchanges or FFE are not meant to replace us. I understand that it will be difficult cause they have made this new Market Place ( the government market) so complicated but the exchanges are meant to replace us . The government will need us to explain this to consumers and beef up enrollment and then they will discard us.
For us here in Arizona it will be interesting next Friday when we find out from BCBSAZ what they are going to pay us for individual medical in 2014.
This new system appears to be so complicated that it is designed to implode on itself. Guarantee issue, individual mandate with a joke of a penalty for not buying insurance, estimated family cost for bronze plan of 20k per year, a 45 day open enrollment period beginning in 2014, standardization of health plans ( metal plans).
Any agent that has survived this business for 20+ years has mastered the complicated and adapted to change.
It is naïve to think that the state run exchanges or FFE are not meant to replace us. I understand that it will be difficult cause they have made this new Market Place ( the government market) so complicated but the exchanges are meant to replace us . The government will need us to explain this to consumers and beef up enrollment and then they will discard us.
For us here in Arizona it will be interesting next Friday when we find out from BCBSAZ what they are going to pay us for individual medical in 2014.
- 3,352
Todd how do u know they are really gonna tell u that soon? Mmmmmm?
Yagents, you're great. I especially like your ending, "Bring it on!". I agree that the AFTER EFFECT of an exchange like Ehealth did not replace us, and the after effect of this one may not. But the INTENT of both exchanges was to replace us. But just like medicare.gov, I don't think this govt website will do well on its own!
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