I am going to throw in my 2 cents for the record.
A couple of years ago I was approaced by a LH manager from Detroit. He made me promises that sounded too good to be true and when I pressedhim on them he did a three way call to the home office and they confirmmed everythign he had stated. He said he could get me 25 free leads and was going to start me at 105%. He stated I would have the leads within 10 days. So I did the required paperwork and waited and waited for the leads. He sent me 5 leads after about 30 days, and they were mostly crap.
When I called the detroit office to speak with him I often got salespeople in the office and everyone of them was singing the blues. They were all rookies who were starving and mostly dieing on the vine.
My advice stay as far away from LH as possible. They are a bunch of liars. I absolutely love it when I am in a clients home who has their policies. They are the easiest to rewrite that I have ever seen. Their policies are way over priced and most of the agents don't have a clue as to what they are doing. I also run into a lot of fraud with their policies. A cojple of weeks ago I was in a homeand the client had a level policy that was about 6 months old. Both husband and wife had major health issues like CHF and COPD. When I shoed them how the agent answered the health questions they were very pissed off.
So when someone come on here supporting LH I dismiss most everything they say. Most of them are proven laiers who produce very little. On the other hand when JD makes suggestions they usually turn out to be very true.
In my experience most of the people who sell LH are crooks. In fact why are LH people even on this site. I guess its really a good thing because when they figure out how badly they are getting screwed they just might wise up and leave.
A couple of years ago I was approaced by a LH manager from Detroit. He made me promises that sounded too good to be true and when I pressedhim on them he did a three way call to the home office and they confirmmed everythign he had stated. He said he could get me 25 free leads and was going to start me at 105%. He stated I would have the leads within 10 days. So I did the required paperwork and waited and waited for the leads. He sent me 5 leads after about 30 days, and they were mostly crap.
When I called the detroit office to speak with him I often got salespeople in the office and everyone of them was singing the blues. They were all rookies who were starving and mostly dieing on the vine.
My advice stay as far away from LH as possible. They are a bunch of liars. I absolutely love it when I am in a clients home who has their policies. They are the easiest to rewrite that I have ever seen. Their policies are way over priced and most of the agents don't have a clue as to what they are doing. I also run into a lot of fraud with their policies. A cojple of weeks ago I was in a homeand the client had a level policy that was about 6 months old. Both husband and wife had major health issues like CHF and COPD. When I shoed them how the agent answered the health questions they were very pissed off.
So when someone come on here supporting LH I dismiss most everything they say. Most of them are proven laiers who produce very little. On the other hand when JD makes suggestions they usually turn out to be very true.
In my experience most of the people who sell LH are crooks. In fact why are LH people even on this site. I guess its really a good thing because when they figure out how badly they are getting screwed they just might wise up and leave.
