New Royal Neighbors Rates

[TPAAgent]

Im not a big fan of UHL either...in fact, I took them out of my bag & left it in my car when I added 5Star & SNL.

But in some scenarios, UHL def came out less then RNAs new rates...from what I could tell, I will be using Foresters more again now!

UHL's express issue and GI pays 100% to me- that beats 50-60% with other carriers

And if its $100 prem per month- that's damn near $500 I lost out on...

 

[senior-advisor-indiana]

5 Star doesn't have a drug list and they don't do an Rx check.

5 star does have a declinable drug list.

 

[Jerard]

Too high priced, too strict underwriting and they are Farm Bureau. Should have led with the Farm Bureau thingy.

At my age I don't care if I look dumb....so what's wrong with Farm Bureau? I've seen you say this same thing several times with no additional explanation.

 

[jdeasy]

5 star does have a declinable drug list.

My upline has never given me that list.
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At my age I don't care if I look dumb....so what's wrong with Farm Bureau? I've seen you say this same thing several times with no additional explanation.

I've explaned that many time here in the past bt basically here in Ky Farm Bureau is actively anti worker.

 

[senior-advisor-indiana]

My upline has never given me that list.
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I've explaned that many time here in the past bt basically here in Ky Farm Bureau is actively anti worker.

Pretty sure it came in my packet from them. Ill double check tomorrow though. You may need to find a new upline then.

 

[Jerard]

I've explaned that many time here in the past bt basically here in Ky Farm Bureau is actively anti worker.

Ahhh. OK. Most businesses are and would pay an employee a buck an hour (or less) if they could.

 

[deadhead]

NC Farm bureau is the only company that would offer full coverage on my house

 

[jdeasy]

Ahhh. OK. Most businesses are and would pay an employee a buck an hour (or less) if they could.

Difference between being not for and actively against.

 

[TDFnCali]

UHL's express issue and GI pays 100% to me- that beats 50-60% with other carriers

And if its $100 prem per month- that's damn near $500 I lost out on...

100% on GI thats pretty good, Im only at 80% on that....Ive used it once. Problem is you cant use their GI unless you're also submitting reg biz to them as well.

I would hope you're not putting GI smokers with them....otherwise they are paying about DOUBLE what they could be!

If anything, I could see using UHLs Express Issue WL for some occassions....but not their GI!

 

[HoosierLife]

5 star does have a declinable drug list.

Yeah I have a list of drugs but they don't say if they are declined/graded etc beside them. I always assumed it was a decline list. Maybe Newby can come enlighten us.