News & Info Related To 2017 Open Enrollment

[RayNY]

We should become consultants. I don't see any other way to benefit from what we know untill all this game is over or straightened out. How much we should charge?

2% of MAGI.

Clearly, that's an affordable amount for any client you see. The gov't says so.

Plus, it's less than the penalty, so it's a pretty easy sell.

 

[FLM2]

2% of MAGI.

Clearly, that's an affordable amount for any client you see. The gov't says so.

Plus, it's less than the penalty, so it's a pretty easy sell.

Sure, 2% of $100K is $2,000 on top of the absurd premium for health insurance, that will be an easy sale when pigs fly

 

[Yagents]

How about 160% increase ? Nah, couldn't happen. Ooops. See attached.

Also interesting Freedom Life came back and asked for 70% increase, just to make sure they continue to be the most expensive in market and avoid having to insure with a real major medical policy. I have to imagine any rider is going to cost a lot more now.

 

[Yagents]

Maybe a Halloween surprise theme. BOO!

Coming soon: 2017 plans and prices

You can preview 2017 plans and prices on HealthCare.gov shortly before November 1.

https://www.healthcare.gov/keep-or-change-plan/

 

[AllenChicago]

October 8, 2016

This looks like a decent updated guide to the Health Insurance Exchange status in each state for 2017.

https://www.healthinsurance.org/state-health-insurance-exchanges/

 

[AllenChicago]

October 17, 2016

Quick Question to Refresh My Memory:

If we write a person/family that is on a 0% commission plan right now (Plan Change, or 2016 SEP), with the same company, for 2017, they will remain 0% commissionable. Right?

 

[kgmom219]

October 17, 2016

Quick Question to Refresh My Memory:

If we write a person/family that is on a 0% commission plan right now (Plan Change, or 2016 SEP), with the same company, for 2017, they will remain 0% commissionable. Right?

For BCBS, yes.

Its carrier specific

 

[AllenChicago]

For BCBS, yes.

Its carrier specific

Thanks for confirming, KGMom. Since 87% of Illinois IFP customers have BCBS already, and my area only has BCBS and Celtic-Ambetter for 2017, I'll have to add a 0% filter to lead processing.

Identifying prospects who purchased their plan during the 2016 SEP timeframe isn't difficult, but doing the same with prospects who made some kind of change to their 2016 plan won't be as cut and dry.

-ac

 

[kgmom219]

Thanks for confirming, KGMom. Since 87% of Illinois IFP customers have BCBS already, and my area only has BCBS and Celtic-Ambetter for 2017, I'll have to add a 0% filter to lead processing.

Identifying prospects who purchased their plan during the 2016 SEP timeframe isn't difficult, but doing the same with prospects who made some kind of change to their 2016 plan won't be as cut and dry.

-ac

You're smarter than me.

What are you thinking..that if they made a change after 4/1, we aren't getting paid?

 

[Yagents]

If they had an initial effective date sep after 4/1 and they hire you, and stay at a carrier. Then 0% sticks in 17'.