News & Info Related To 2017 Open Enrollment

Sept 39th....,......


Thank-you YAgents. This week should bring quite a few announcements then.

BTW.. I thought you threw away your official Obama calendar due to all the typos, like 57 states and 39 days in September?

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Here's a new one for me. It appears that Indiana University has it's own Exchange plans. I knew it was a big hospital/medical system in Indiana, but had no idea they owned health insurance plans too.

At any rate, like so many ObamaScrew experiments, their foray into the health insurance market is coming to an unpleasant end, on 12.31.2016.

Story: IU Health Leaving Health Insurance Marketplace - Inside INdiana Business
 
What a communication disaster this will be.
And for those with single carrier counties, you'll lose any client that pays the bill when they get it in mid november.
Stealing our clients, one at a time.
https://www.regtap.info/reg_librarye.php?i=1853

From the Regtap Presentation:
  • Outreach encouraging discontinued consumers to shop and actively renew their coverage by the December 15 deadline.
  • Communication ramps in proximity to the deadline (20+ touches).
  • The Marketplace will send enrollment transactions for alternate plans the week of November 21

Consumers with terminated plans (almost everyone in my state) are going to be BOMBARDED with communication from the Marketplace and it will cause mass confusion.

The first step for any agent with an existing book of business is to get your clients to understand that they need to ignore everything received from the Marketplace and rely on you to provide a clear path to enrollment-it puts lots more responsibility on an agent for far less compensation, just a terrible way to conduct business.
 
Minny Sota just imploded.

If cut offs become a common theme in other states, it means you possibly only get to work for 15-30 days of OEP before commish / plans are cut off.

'Emergency' for Minnesota as huge insurance premium hikes confirmed – Twin Cities

Insurance companies on the individual market will increase their premiums between 50 percent and 67 percent, on average — among the largest increases in the nation. Meanwhile provider networks on those plans will shrink, and almost all the plans will put caps on the number of total customers they accept.

Medica's two plans will stop enrollment at 50,000 combined customers, HealthPartners and Group Health at a combined 72,000 enrollees and UCare at 30,000. Only BluePlus will have no cap.
 
From the Regtap Presentation:
  • Outreach encouraging discontinued consumers to shop and actively renew their coverage by the December 15 deadline.
  • Communication ramps in proximity to the deadline (20+ touches).
  • The Marketplace will send enrollment transactions for alternate plans the week of November 21

Consumers with terminated plans (almost everyone in my state) are going to be BOMBARDED with communication from the Marketplace and it will cause mass confusion.

The first step for any agent with an existing book of business is to get your clients to understand that they need to ignore everything received from the Marketplace and rely on you to provide a clear path to enrollment-it puts lots more responsibility on an agent for far less compensation, just a terrible way to conduct business.


We should become consultants. I don't see any other way to benefit from what we know untill all this game is over or straightened out. How much we should charge?
 
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