North American Senior Benefits

I recently obtained my life, accident and health license and I've been reviewing a number of forums for feedback on different companies (NASB, NAA, One Life, etc) that experienced agents would recommend. I'm new to the insurance biz (not sales) so I'd like a company that has a strong lead program, support, and products.

-NAA seems to be full of themselves and push the kool aid hard which can be annoying. their leads seem decent, but costly. The commission split is terrible and doesn't appear you get much, if any residuals. your upline manager is usually in a different state and therefore ride alongs and other forms of training are usually out of the question.
-I picked up that One Life used to be Parker and Associates, which has a bad rep according to the forums for screwing their agents out of residuals, hold backs and refusing to release the agents. However, as far as being screwed out of your commissions, the carriers now pay the agents directly under One Life. Not sure about the release issues now that the company is under One Life instead of Parker.
-NASB I'm on the fence about. sounds like the leads are decent and the split is higher than One Life and NAA. Also sounds like they provide decent support.. although I assume it ultimately depends on your manager.

Going independent sounds ideal for commission splits except being new to the biz, I'm very hesitant to do so until I was comfortable with the products, training, and especially prospecting/LEADS.

What are your thoughts?

One Life America- A Trap!!!!!!!!
 
I'll tell you what, you guys are giving me a run for my money when it comes to keeping my composure. So arrogant. You're not going to sell every house. The power of a second voice to edify you, reiterate everything you just told the client has sold so many policies for my agents it would make your head spin.

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Haha this is ridiculous. Struggling to write* my pm box is still empty with people wanting to compare monthly deposits.

Crickets.... C'mon big contract men. What's up?

Anybody have any spare milk cartons? We need to put our an amber alert for Monoply877.. He has been missing since this post on march 20... There are still questions he hasn't ever answered.. :yes:
 
I'm serious. I would never recommend them to anyone. I had a bad experience with management so sad it spoiled my whole experience with the company.

I had an agent looking to come on board a few months back who started with NASB back in April 2013 or so.

He bought a batch of fresh leads to start working, and noted how odd it was that the leads said "Benefits Update for 2012".

Upon learning his fresh leads were made fresh 5+ months ago, his upline clarified that all leads are the same no matter when they were generated -- 1 week ago or 1 year ago.

He still paid full price...
 
I had an agent looking to come on board a few months back who started with NASB back in April 2013 or so.

He bought a batch of fresh leads to start working, and noted how odd it was that the leads said "Benefits Update for 2012".

Upon learning his fresh leads were made fresh 5+ months ago, his upline clarified that all leads are the same no matter when they were generated -- 1 week ago or 1 year ago.

He still paid full price...


If that ain't the truth. However, I've had luck with those "fresh" leads when they were 1 year old. I'm no longer with NASB, but their leads are captive to them, so they may be old, but they are fresh if they haven't been worked, technically, according to them.
 
I had an agent looking to come on board a few months back who started with NASB back in April 2013 or so.

He bought a batch of fresh leads to start working, and noted how odd it was that the leads said "Benefits Update for 2012".

Upon learning his fresh leads were made fresh 5+ months ago, his upline clarified that all leads are the same no matter when they were generated -- 1 week ago or 1 year ago.

He still paid full price...


Not I, but MOST people leaving there now are calling them NAAsb. I wish them well and hope they can regain the form they once had.
 
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