Parent Dead or Alive Underwriting Question

I think after reading a few of the posts on the last page. Acting boss is maybe only refering to what he fills out with the client.

The apps I use, don't ask about parents. That said, the PART II's the paramed uses ALL ask that question. The part II joins my part I and becomes the entire application along with labs and med history check.

It could very well be AB has never opened a policy and looked it over prior to delivery. If he did, he'd find that.

Or he is doing those expensive "somewhat guaranteed" issue plans that only ask a couple questions, so it may not be a matter of finding best price for clients with him.
 
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