Pelosi Wants Government Run Plans

[Paradigm]

Obama needs a coup... The stimulus is a failure, Pakistan is a mess, we are still in Iraq and carbon tax and cap and trade are going down due to lack of Senate support. Health Care is low hanging fruit for them. They will use the potential for a future pandemic as a motivator.

While I believe they will not go full single payer immediately the effect on the agent will be the same. We will either be eliminated from the equation and commissions will be so low we become enrollers like Medicare Advantage. Gone will be the days of 20%-30% commission rates. Plans will be GI and homogenous.

On another note critical care coverage, and condition specific coverages will be more welcome in the marketplace to supplement these plans. The writing is on the wall; 2009 will be the last year of health insurance sales as we know it.

Obama and the dems need a victory and they will take one that in their minds will benefit all Americans regardless of the cost to the Treasury or the agent community.

 

[ksigmtsu]

Obama and the dems need a victory and they will take one that in their minds will benefit all Americans regardless of the cost to the Treasury or the agent community.

They definately will place the needs of the agents in last place, after IMO in this order:

1. Needs of insurance companies that send them contributions to campaign funds.
2. Needs of businesses in their districts.
3. Needs of people in their districts.
4. Needs of the public in general.
5. Needs of agents currently selling insurance.

If they don't go government ran single payer, it won't be because the public is against it, it WILL be because the companies that send them money are against it. I can absolutely see that those companies will try their best to choke both agent commissions and quality of care to make higher profits, and basically capitalize on a government welfare program for corporate interests. Not that I believe that the Republicans would do any better in this regard, just I see the whole program moving in that direction from a government standpoint. Probably won't happen regardless, it was a HUGE snafu when Clinton tried it in his first term and I don't really think the Obama people are stupid enough to repeat that mistake.

 

[Ron Van D]

Its funny to watch all the Hannity/Fat Pillhead listeners that have no idea what that means repeat it though.

Once again, much like Al3, we see an example of hate speech. The same M.O. plays out so many times: Because you can't defeat the idea with facts and logic, you attack the presenter. Watch this video and see what I mean.

 

[Winter_123]

In the state of IL where a lot of the uneducated Rush listeners that just repeat his show are misinformed, a present vote indicates that while you do not agree with 100% of the legislation in question, you do not wish to see it defeated. It's like voting "sort of" rather than not making a decision at all. Its funny to watch all the Hannity/Fat Pillhead listeners that have no idea what that means repeat it though. It is a strange rule that dosen't exist in most of the country so they just run with it because people don't understand and since they don't care to explain what it means they can use it to make people ignorant of the rule think it means something bad. Bravo for your repeating of their propaganda.

What's up with the spin explanation for the rest of us here. Your definition of voting present emcompasses votes where the person is voting "sort of" but is too chickenshoot to commit and wants to leave wiggle room to weasle to another position later. Most people understand that and see it for what it is, your spin notwithstanding. What you call igorance may in fact be calling it for what it is. Of course if one gets that tingley feeling there is an incentive to see it otherwise.
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While I believe they will not go full single payer immediately the effect on the agent will be the same. We will either be eliminated from the equation and commissions will be so low we become enrollers like Medicare Advantage. Gone will be the days of 20%-30% commission rates. Plans will be GI and homogenous.

Indeed As discussed.

GI alone is the gamechanger and any plan that includes GI regardless of the other features will be a gamechanger. There could always be a mini-gold rush for the first year or two where the commissions are negligible but there are so many people that need to be signed up that the dollars might add up. After that, it is carrier telemarketing and web sign up all the way.
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Obama needs a coup... The stimulus is a failure, Pakistan is a mess, we are still in Iraq.

Obama has a very, very, very serious problem brewing with the Vietnamization of Afghanistan. Don't underestimate the drain this will have on his entire presidency. He is committing us deeper and deeper and the Nato troops are pulling out more and more. Meanwhile western Pakistan and Afghanistan are all just peanut-buttered together into one big lawless tribal zone. The Brits, Alexander the Great, Ghengis Khan, and the Ruskies were not able to conquer that area basically because there is no central government to conquer. Everyone likens Obama to JFK but that is not all good is it? Given that JFK got us into Vietnam.

Remember, Obama was going to save all that money from wars and fund things at home. Now he is not even talking about getting out of Iraq. Not good. Bad moon rising.

 

[ksigmtsu]

Once again, much like Al3, we see an example of hate speech.

Typically, if you told me to take an admitted drug addicts position on much anything else, I would tell you that I believed that flaw in his character made him unreliable for anything he was commenting on, I don't agree that it is hate speech. If I was attacking his race, gender, sexual orientation, or anything else, sure its hate speech. Attacking his moral flaws is as far as I know perfectly acceptable. He's also a racist, in addition to being a drug addict. Dosen't make me right, or him wrong on everything, but it does make his positions pretty unreliable.

 

[Guest]

Typically, if you told me to take an admitted drug addicts position on much anything else, I would tell you that I believed that flaw in his character made him unreliable for anything he was commenting on, I don't agree that it is hate speech. If I was attacking his race, gender, sexual orientation, or anything else, sure its hate speech. Attacking his moral flaws is as far as I know perfectly acceptable. He's also a racist, in addition to being a drug addict. Dosen't make me right, or him wrong on everything, but it does make his positions pretty unreliable.

My "moral flaws?" Now that is a new one. Of course you, with you whole 11 posts on this board, and living in the great state of Alabama (of 1958?) have no "moral flaws" of your own do you?

All you agents who post behind a cloak are so brave with your comments. But you woudn't dare say most of what you say face to face, because someone would simply haul off and hit you (especially someone from Alabama.)

I swear, on no other board on the internet is there a greater collection of stupid men. Did any of you go to even junior college? Judging from the post of this guy, I don't think so!

There is another post here on why 95% or so of agents fail. There are lots of comments. My take is that they are just plain stupid. They should be working in the mail room or busing tables or delivering the mail... but no... they sell insurance... or try to. Is it any wonder so many crash and burn?

Folks, you are going to get some sort of socialized insurance. Neither the agents nor their carriers have a whole lot of political capital. You are going to lose a big part of your income. Personally I think it's a good thing, but I'm sure you differ.

Moan and groan all you want, but if you can't learn to sell another product, might I suggest you join the other 95% who didn't make it in this biz? Works for me.

Yeah, lets face it, a chimp can sell health and term life. So if your IQ is about that of a chimp, get in line and take a civil service test because if you have to learn to sell a product with any complexity, it simply ain't gonna happen for most of you on this board... with or without "moral flaws."

 

[ksigmtsu]

My "moral flaws?" Now that is a new one. Of course you, with you whole 11 posts on this board, and living in the great state of Alabama (of 1958?) have no "moral flaws" of your own do you?

Al3.. you might wanna go back up and read my prior post, that wasn't directed toward you, some guy said something about me calling Rush Limbaugh a pill head being hate speech. Wasn't directed toward you, they apparently were comparing me to you, you'd have to have read the prior 3 or 4 posts to understand what that post was about. The comments I made, for clarification, were about Rush Limbaugh, not Al3. I would absolutely have made those comments to Rush Limbaugh's face though. I'm not hiding behind anything I genuinely believe what I said. I'm also not from Alabama, I just haven't figured out how to change that picture yet, nor do I really care what my avatar pic looks like so much to be too concerned with it. Again, the whole thing would have made a lot more sense if you had read back up 2 posts and saw what I was actually responding to.

 

[Guest]

Wasn't directed toward you,

If that is true, and I have no reason to doubt you, than I apologize to you personally. I am sorry.

However I stand behind what I wrote with respect to most of the folks on this board, especially those who post behind a cloak.

And I stand behind what I said about the basic intelligence level of so many (probably most) of the agents who post on this board.

Besides the lack of intelligence, I believe another reason that most fail (or will fail) is because they don't really like people... they only like themselves... and those (few) who are like themselves.

How does someone like Winter who is ideologically pure and a true believer in the gospel of El Rushbo sit with someone who is gay, or who is pro-choice, or who is anti-gun, or who is a liberal, or who supports socialized health financing, or who is a believer in civil rights, who is anti-torture, who is not petrified of immigrants or non-anglos... and help them with their financial safety-net... life, health, DI, LTC? Are you going to tell me that guys like Winter can "dial it down" and can put on an Academy Award performance? Yeah, maybe to those who live on the North Forty who have a 10th grade education, but they would crash and burn with anyone more perceptive than your basic rubber plant!

It is a good thing so many of you live in small, rural towns where everyone looks alike, talks alike, and thinks alike. If you came to California and had to work in the multi-cultural market that Rick, and Dave and I work in, you would go postal in about three days with your xenophobic belief structure and your absolute intolerance to anything outside your limited educational and cultural experience.

I don't think there is more than a handful of health agents on this board who understand how dysfunctional the current financing system is... and who have more than a casual concern for those who can't get an insurance safety net. It's all about the money. Yeah, you all make lots of noise about the so-called drop in health care (which you exemplify with Canada and the UK) but at the end of the day... it's the money. I don't think there are more than three people in this entire thread who give a damn about anyone but themselves or anything besides their own bottom line.

 

[Paradigm]

The reason I am conservative rather than liberal is very simple and well thought out; it is my personal belief in two things.

1) I have a right to live my life as I so choose as long as it doesnt harm others.

2) I dont give a damn whether others like how I live my life. I neither scorn their judgement nor accept their approval.

The problem with liberalism is that is it the antithesis of those two things

1) It cheapens expression by sacrificing the individual for the good of the community whether the individual has done harm or not.

2) It demands that others accept them and scorns them if they judge them.

I seek no assistance, no approval, and accept no ones judgement. I will stand my ground and fight for my individuality and woe to the man who tries to strip it from me.

 

[Ron Van D]

Al3.. you might wanna go back up and read my prior post, that wasn't directed toward you, some guy said something about me calling Rush Limbaugh a pill head being hate speech. Wasn't directed toward you, they apparently were comparing me to you, you'd have to have read the prior 3 or 4 posts to understand what that post was about. The comments I made, for clarification, were about Rush Limbaugh, not Al3. I would absolutely have made those comments to Rush Limbaugh's face though. I'm not hiding behind anything I genuinely believe what I said. I'm also not from Alabama, I just haven't figured out how to change that picture yet, nor do I really care what my avatar pic looks like so much to be too concerned with it. Again, the whole thing would have made a lot more sense if you had read back up 2 posts and saw what I was actually responding to.

Yeah, Al3, he wasn't talking about you. I called him out for his hate speech. You liberals just keep calling people names and attacking them when you disagree with them. First he calls him "Fat Pillhead", now he calls him a racist. Just because Mr. Limbaugh doesn't like Obama doesn't mean he's a racist. I don't like Obama but I like Condi.

PS: I'm not hiding behind a cloak.