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I'm not so sure $150 is good either. New agents at SL receive 90% and advanced 60%. On a sale for $600/yr premium, that agent deposits only $174 after accounting for acquisition costs, if my math is correct. Did I miscalculate?
Your math is correct for the $150 per sale acquisition cost. $174 profit/sale x 5 sales (very doable) = $870 profit for the week. The other 40% starts paying out months 8-12 (after deducting for charge backs).
An agent can also be on a 75% advance if they want. If this is the case then the agent deposits $255 per sale. $255 x 5 sales = $1275 profit for the week. The other 25% starts paying out months 9-12.
The advantage of the 60% advance is charge backs are deducted from the back end rather than from advances. Helps an agent keeps their cash flow more level.
If an agent starts at the beginning 90%, then once they issue $5k (takes 2 weeks or less) they promote them self to 95%. Once they issue $10k they promote them self to 100%. They can promote them self all the way to 150%. Each step of the ladder is more challenging. At least this way an upline can not hold anyone back, and new agents start at 90% (rather than getting abused with 60%, etc.).
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