Potential for HI carriers for mid year prospect OOP concern with MAPD--generous underwriting?

[yorkriver1]

If the person is not Extra Help eligible no plan change for 2024. Fallback position, do a Hospital Indemnity plan.
The person is worried about what happens if there is a large medical emergency.
So if they are already told this could happen, I know they are unlikely to qualify.

 

[DonP]

How old are they ? Medico is GI issuer from ages 60-79 . Although no health questions they won’t pay for any preexisting conditions hospital claims the first 6 months .I’ve written many

 

[yorkriver1]

How old are they ? Medico is GI issuer from ages 60-79 . Although no health questions they won’t pay for any preexisting conditions hospital claims the first 6 months .I’ve written many

Age 76. What options do you like? Daily HI and ?