Primerica Rates

Oct 13, 2018

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  1. toolbelt
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    toolbelt Guru

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    True but most term policies don't come complete with an "Opportunity" to become independently wealthy and retire on a beach at age 30.......POTENTIALLY? :jiggy:
     
  2. Robert Barney
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    Yes, the Basic Quoter has all the products that the Windows version has.

    Mac Users Can Run PC Compulife

    Modern Mac computers are able to run Windows programs if you have this installed on your Mac:

    Run Windows on Mac - Parallels Desktop 14 Virtual Machine for Mac

    There is a 14 day free trial, which lets you try Parrallels. And while you try Parrallels, you can then try Compulife:

    Windows for Mac Download – Parallels Desktop 14 Free Trial | Parallels

    And you can learn more about it by watching the videos that you will find here:

     
  3. Cornelius
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    People always bash PFS but they still put up numbers. After all these years why? The masses don't troll message boards or study products. Comes down to sold verse bought..So who is selling to whom? Who is approaching whom?
     
  4. rousemark
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    rousemark Still Here!

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    It is primarily the "friends and family" model.with very little training on how to prospect outside of that market.. As with any MLM company that focuses on bringing in part-timers there is a huge agent turnover but they are able to sell the "dream" to enough unsuspecting people to keep the pipeline full.
     
  5. pfg1
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    Yep, get alot of new agents...a few policies from each using the F&F model, ends up being alot of business overall. I personally don't know anyone that has been with them long term to find out their real numbers. But yes, they are a player in the game because of the model they run. My buddy his daughter joined up with them, sold her parents each a policy and eventually quit. That probably plays out over and over and over.
     
    pfg1, Mar 18, 2019
    #35
  6. toolbelt
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    And when that person quits, the policies are typically cancelled. The policies in force churn at the same rate as the selling force.
     
  7. rousemark
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    Not quite. They manage to keep a few. If the average recruit accounts for 8 applications and the company keeps 4, they are ahead of the game.
     
  8. WinoBlues
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    The managers know how to work their books.

    Their books 1) newly orphaned policies. 2) their agent force.
     
  9. toolbelt
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    Actually, in 2018, they recruited 290,886 new recruits, plus whatever number they had remaining from the previous year, and issued 301,589 new policies, but only grew policies in force by 46,941 so your estimate is a little optimistic....to say the least.
     
  10. WinoBlues
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    Here is what may skew those numbers a bit. Many of the not counted recruits I believe are people that start the 'pre training'. They are told they should buy a term policy so they can show their clients that they believe in what they sell. Then they need to set up some 'training' appointment with their warm market. The 'Trainer' then goes in and sells the warm market be for the recruit is licensed so he does not get any comp.
     
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