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Do they have a rate sweet spot?
I would imagine they do but I don't place enough enough emphasis on that to know.
I pretty much only look at 3 companies rates before I make a recommendation. RNA, Trinity and Americo. If RNA is within $2 or $3/mo of those those then that's where I'm going. If not then I'm going with Trinity or Americo.
Only for underwriting purposes will I look at at any company besides those 3.