Random Thoughts, Ramblings, Ideas, Questions, Etc..

[tonyisme]

I think all of us will be scrambling soon to foreign health care cuz that's all we will be able to afford. I just got off the phone with a Canadian in Panama and he's bragging about his $50 emergency room visit.. But the government hospital didn't have toilet paper in the bathrooms or band aids and if he needed meds he had to send family to get it . I told him that won't last as a whole bunch of Americans coming your way to get those $5000 to $10k surgeries

 

[Yagents]

In a perfect world filled with pipe dreams......

http://www.nytimes.com/2015/05/09/u...nts-to-get-addressed-by-white-house.html?_r=0

Federal health officials said this week that they would require insurers to update and correct "provider directories" at least once a month, with financial penalties for insurers that failed to do so. In addition, they hope to provide an "out-of-pocket cost calculator" to estimate the total annual cost under a given health insurance plan. The calculator would take account of premiums, subsidies, co-payments, deductibles and other out-of-pocket costs, as well as a person's age and medical needs.

 

[AllenChicago]

In a perfect world filled with pipe dreams......

http://www.nytimes.com/2015/05/09/u...nts-to-get-addressed-by-white-house.html?_r=0

Federal health officials said this week that they would require insurers to update and correct "provider directories" at least once a month, with financial penalties for insurers that failed to do so. In addition, they hope to provide an "out-of-pocket cost calculator" to estimate the total annual cost under a given health insurance plan. The calculator would take account of premiums, subsidies, co-payments, deductibles and other out-of-pocket costs, as well as a person's age and medical needs.

So the government wants insurers to shine a spotlight on the policies, to clearly show just how bad and expensive ObamaCare metal plans really are.

 

[taterpeeler]

allen, the current plans are expensive... more than before... a hell of a lot more however you and I both know the plans are better.... sure, shine a light on the coverage, only reflects better on aca

 

[AllenChicago]

allen, the current plans are expensive... more than before... a hell of a lot more however you and I both know the plans are better.... sure, shine a light on the coverage, only reflects better on aca

Tater, I think only Americans with certain medical needs, or those who make under xxx% of FPL, see the ACA metal plans as "better" than the plans we had before 2014. For most individuals and families, the $1,250 to $5,000 HSA and/or Co-Pay plans better fit their needs...at less cost.

 

[kgmom219]

Tater, I think only Americans with certain medical needs, or those who make under xxx% of FPL, see the ACA metal plans as "better" than the plans we had before 2014. For most individuals and families, the $1,250 to $5,000 HSA and/or Co-Pay plans better fit their needs...at less cost.

Tater is right....The individual plans have better benefits. I don't care how much money you make. And the specific plans you mentioned are still available.

But it still goes back to this gigantic law for 15% of the population.

We would do better if the employer mandate wasn't in place and everyone went indy. Not single payor, but indy .

 

[OregonDave]

Economists have been saying for years that individual insurance is the best solution to our system.

Liberals say they want a single payer system.

Instead, we have around 7 systems: IFP, group, Medicare, Medicaid, VA, TriCare, and SSDI. No wonder our risk pools are bleeding to death!

The solution is individual insurance for all with every company required to offer all or some plans guaranteed issue, with a concept that chronic and long term conditions would be gradually funneled into a managed care plan in order to avoid unnecessary medical costs.

Malpractice reform must be passed at the same time. Most provider costs will drop immediately. Malpractice insurance from Zurich's MedPro can be as high as 200k per year. Imagine if NAPA charged that much for e&o? What would your per client fee be?

And the last step it's shortening drug and medical device patents down to a product cycle or two. Most tech companies say that is two years.

 

[RayNY]

I didn't/don't think 40% of Americans have cheaper, better, insurance now that ObamaCare is (almost) fully in effect. I could see 40% lovin the promises of Obama before 2014... but now?

I meant they have no clue other than what they've been told, which is why they are in favor.

You'd think by this point they'd see the reality, but it's not even on the radar for most people.

 

[Yagents]

More free stuff to keep premiums down.

In all seriousness, I'm glad they made this move, those were two pain points for clients

Frequently Asked Questions - The Affordable Care Act Implementation Part XXVI

Feds tighten preventive services regs | LifeHealthPro

 

[AllenChicago]

More free stuff to keep premiums down.

In all seriousness, I'm glad they made this move, those were two pain points for clients

Frequently Asked Questions - The Affordable Care Act Implementation Part XXVI

Feds tighten preventive services regs | LifeHealthPro

The Government is pushing companies closer to the end of the plank. Wellmark Blue Cross of Iowa must see this heavy-handed ACA enforcement as further confirmation that they're doing the right thing by not participating in the state exchange for 2016.

How's this for insurance company candidness...

"Wellmark also announced Monday that it will ask for a 26 percent to 28 percent rate increase for the 30,000 Iowans who have ACA-compliant off-exchange insurance plans through the company.

Wellmark said that, in 2014, those policyholders used more health care services than it had expected.

The company said 135 members had signed up for coverage, used "several million dollars" of health care services, then terminated their policies.

Source: Wellmark again opts not to join ACA exchange