If only Democrats were warned about these types of issues prior to passing the law. Surely they would have decided against passing it. On second thought....
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- Thread starter AllenChicago
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If only Democrats were warned about these types of issues prior to passing the law. Surely they would have decided against passing it. On second thought....
- Thread starter
- #162
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May 12, 2015
I'm seeing 28% to 34% policy anniversary rate increases on my BCBS-IL policyholders who purchased their plans prior to 1/1/2014. It's crazy.
But even with the increase, these grandmothered and grandfathered plans are still 20% lower than a comparable BCBSIL 2015 policy.
I'm seeing 28% to 34% policy anniversary rate increases on my BCBS-IL policyholders who purchased their plans prior to 1/1/2014. It's crazy.
But even with the increase, these grandmothered and grandfathered plans are still 20% lower than a comparable BCBSIL 2015 policy.
- 514
Oh wait in the ACA they should have put the ACT saying that carriers can not have rate increases so that HHS could implement this into law. Also they left out firing all the actuaries. They don't need to pay agents any more commissions. Why did they need to pay actuaries anyway?
Those darn actuaries are causing all these rate increases...lets get rid of them too! :O )
Those darn actuaries are causing all these rate increases...lets get rid of them too! :O )
The truth is coming out:
When paying the Obamacare penalty is cheaper than buying insurance | Miami Herald Miami Herald
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Kaboom!
BlueCross health premiums could grow sharply in 2016
What Tennessee insurers want in 2016
• BlueCross BlueShield of Tennessee: 36.3 percent average increase. Range of increase per plan is 19.5 percent to 59.5 percent.
• Cigna: 0.4 percent average increase. Range in plan costs goes from a reduction of 14.5 percent to an increase of 30 percent.
• Humana: 15.8 percent average increase. Range of increase per plan is 4.3 percent to 21.2 percent.
• Community Health Alliance had not filed as of press time.
• Assurant Health, which operates as Time Insurance Co. in Tennessee, plans to either sell or close its health insurance business.
When paying the Obamacare penalty is cheaper than buying insurance | Miami Herald Miami Herald
----------
Kaboom!
BlueCross health premiums could grow sharply in 2016
What Tennessee insurers want in 2016
• BlueCross BlueShield of Tennessee: 36.3 percent average increase. Range of increase per plan is 19.5 percent to 59.5 percent.
• Cigna: 0.4 percent average increase. Range in plan costs goes from a reduction of 14.5 percent to an increase of 30 percent.
• Humana: 15.8 percent average increase. Range of increase per plan is 4.3 percent to 21.2 percent.
• Community Health Alliance had not filed as of press time.
• Assurant Health, which operates as Time Insurance Co. in Tennessee, plans to either sell or close its health insurance business.
My kids are pissed off..........they decided not to get jobs and pay taxes due to your president's health law. With no protections, the off exchange market may implode in next couple years.
Who will have coverage in 2017? ................ those under 200% FPL and those above 5,000%
Shouldn't the word "government" below be replaced with the word "taxpayer"?
Steep premium hikes expected on 2016 exchange | Healthcare Dive
As Investor's Business Daily notes, these increases would be a shock for anyone who doesn't receive subsidies. However, the majority of those who do get subsidies will be protected from the increases because they pay a fixed percentage of their income, and it's the government that will be left to pay the difference.
Who will have coverage in 2017? ................ those under 200% FPL and those above 5,000%
Shouldn't the word "government" below be replaced with the word "taxpayer"?
Steep premium hikes expected on 2016 exchange | Healthcare Dive
As Investor's Business Daily notes, these increases would be a shock for anyone who doesn't receive subsidies. However, the majority of those who do get subsidies will be protected from the increases because they pay a fixed percentage of their income, and it's the government that will be left to pay the difference.
What are your clients expecting in AZ and FL? I've been passing out 15-20% increases forever. Indy and group. And we already have much higher rates in TX.
I anticipate continuing to play with networks/benefits. But my reality is about 60% of my clients are on the lowest cost PPO without a subsidy. They aren't doing anything. They think HMO is a 4 letter word.
Law of numbers. I can handle explaining 20% on $400, but clients can't handle 20% on $1000
all subsidy clients will be on HMO's four letter word or not....
all people between 400-? will be the new uninsured class
all rich people will be on ppo off exchange plans
broken record
all people between 400-? will be the new uninsured class
all rich people will be on ppo off exchange plans
broken record
Yes, the word government should be replaced with the word taxpayer. Which translates into about half those who are of tax paying age. So not only do we get to pay the full cost of our much higher priced insurance, but we also get to pay for others to have very low cost and high benefit insurance.
Awesome!!!
I had "bitch and moan" on my 8-track tape playing in the background
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Just spent 2.5 hours on phone with UHC fixing billing issues for about 10 clients.
Time well spent
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