Random Thoughts, Ramblings, Ideas, Questions, Etc..

[OregonDave]

I only do 3 way calls with HC.gov if I'm on the golf course.

Oregon, I'm a big proponent of HSA's for a decade (see my website Welcome to HSA Consumer. The HSA Portal for HSA Owners. Learn how to SAVE and SPEND your Health Savings Account. ?

Anything that injects consumerism/transparency is a must to drive down the high cost of health care. We need to get back to the roots of the definition of "insurance". IN fact, I'd be all for a national insurance program where everyone has a 10k deductible, premium paid for with taxes, and out of pocket costs running through an HSA. Give the poor a lump sum in their HSA each year, they keep if not used.

Funny you mention funding the poor's hsa, that's exactly what Tom Price stated that people should do with any leftover tax credits in his system. You should hit up your congressman on getting behind Price's bill. The guy seems to have a plan that is very in touch with the things that we all consider common sense for our industry. It's very refreshing.

Nice website. I hope you've seo'd the heck out of that domain.

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Transparency is great the reforms will help but the elephant in the room is the over treatment of all of us for the financial gain of every type of medical provider. I predict the for profit system we have will resist any meaningful attempt at any reform that will affect there bottom line. Here is today's healthcare riddle --two states that have enacted real healthcare tort reform and have some of the lowest malpractice premiums now have the proud distinction of having the highest medicaid and medicare inflation rate.

Malpractice and greed man, malpractice and greed.

 

[AllenChicago]

FROM BRUCE:

TO CAITLYN:

Has cost a cool $250,000 thus far. Did you know that ObamaCare may have paid for some of it?

Ref: Obamacare Now Pays for Gender Reassignment - The Daily Beast

 

[pcbinsurance]

That's hot............

 

[Yagents]

Say it ain't so Joe...........

PPACA dropouts cut enrollment by 1.5 million | BenefitsPro

- About 1.5 million people dropped off health insurance coverage rolls this year after failing to pay for policies they picked on the Obamacare marketplaces.

OR, the fricken carrier systems couldn't match up the billing with the check, or even get out a bill on time.

 

[RayNY]

OR, the fricken carrier systems couldn't match up the billing with the check, or even get out a bill on time.

The post-ACA billing/admin has been eye opening.

I have a client receiving bills >$8,000 for 14 months of premium.

Called the carrier, asked how it's possible, and they told me it's not because they term after 30 days of non-pay.

6 term requests in various methods resulted in it getting the right date, but a year off, because clearly a 2014 date is my mistake. A few hours on the phone got it fixed.

 

[sman]

The post-ACA billing/admin has been eye opening.

I have a client receiving bills >$8,000 for 14 months of premium.

Called the carrier, asked how it's possible, and they told me it's not because they term after 30 days of non-pay.

6 term requests in various methods resulted in it getting the right date, but a year off, because clearly a 2014 date is my mistake. A few hours on the phone got it fixed.

Because you have nothing better to do with your time, right?

 

[RayNY]

Because you have nothing better to do with your time, right?

Oh, of course not, I just twiddle my thumbs waiting for my next chance to call a carrier.

The best part? I'm not even BOR. Processed the transfer last year as a favor (house account), so its on me to see it through.

 

[AllenChicago]

When an applicant purchases a policy on Health Sherpa, they're being routed through the exchange, even if non-subsidy eligible. Is this how E-healthinsurance, Quotit, Oscar, Stride Health, GoHealth, etc.. works as well?
ac

 

[tonyisme]

Just drink some more of that kool aid but add a little bit rum in there to ease the pain. ..

 

[Yagents]

ACA has had no effect on how patients utilize health care?

http://www.modernhealthcare.com/art...0605-NEWS-150609938&utm_campaign=financedaily

New members tended to be higher risk than existing members, and transitional members were healthier than non-transitional ones.

One health plan found that its exchange enrollees had 64% more emergency room visits and 39% more admissions than non-exchange members, said Kevin Ruane, director of consulting services at Truven Health Analytics. And people who bought a platinum plan had 216% more admissions and 125% more emergency room visits than those who bought the least expensive bronze plans.