Random Thoughts, Ramblings, Ideas, Questions, Etc..

Bump.........

My micro economy must be doing better. 3 clients termed their policies with me today due to getting jobs & a group plan. The worst part of being an IFP only agent............... giving a fake "congratulations on the new job" response.
 
Tuesday June 30, 2015

Democrats have returned from their SCOTUS victory lap. While out celebrating, they thought up new ideas to make ObamaCare even better!

Here is one of 5 ideas being floated, and maybe the dumbest?

"Health insurance companies opted for high deductibles in many of their plans to keep monthly premiums lower, but Pollack believes they could be more creative. For example, every insurer could offer at least one policy at each "metal" level -- i.e., Bronze, Silver, Gold and Platinum -- that would feature smaller deductibles, but would charge fees when a customer received medical care. Or more insurers could exempt things like primary care physician visits from the deductible."

Caution - Dim Brains Ahead: If Obamacare Is Here To Stay, It's Going To Need Some Fixing. Here Are 5 Ways How.

I can't believe they forgot about the Pregnant SEP already! :laugh:
 
Tuesday June 30, 2015

Democrats have returned from their SCOTUS victory lap. While out celebrating, they thought up new ideas to make ObamaCare even better!

Here is one of 5 ideas being floated, and maybe the dumbest?

"Health insurance companies opted for high deductibles in many of their plans to keep monthly premiums lower, but Pollack believes they could be more creative. For example, every insurer could offer at least one policy at each "metal" level -- i.e., Bronze, Silver, Gold and Platinum -- that would feature smaller deductibles, but would charge fees when a customer received medical care. Or more insurers could exempt things like primary care physician visits from the deductible."

Caution - Dim Brains Ahead: If Obamacare Is Here To Stay, It's Going To Need Some Fixing. Here Are 5 Ways How.

I can't believe they forgot about the Pregnant SEP already! :laugh:

This Pollack guy isn't very bright, maybe he would be an advocate for the 'Appearing' Deductible-that's the opposite of the 'Vanishing' Deductible that used to be on Assurant and UHC plans-the 'Appearing' Deductible has a lower deductible than other plans at the same Metal level but, if you use services, increases with each use.:D:twitchy::yes::yes::yes:
 
Here is one of 5 ideas being floated, and maybe the dumbest?

"Health insurance companies opted for high deductibles in many of their plans to keep monthly premiums lower, but Pollack believes they could be more creative. For example, every insurer could offer at least one policy at each "metal" level -- i.e., Bronze, Silver, Gold and Platinum -- that would feature smaller deductibles, but would charge fees when a customer received medical care. Or more insurers could exempt things like primary care physician visits from the deductible."

Hmmmmmm..... Maybe we could call that "a Copay Plan"?
 
Simon says "834 file rules"

https://www.regtap.info/faq_viewe.php?i=11224
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And this is a hoot:

http://thehill.com/policy/healthcar...w-to-talk-to-your-family-about-obamacare-this

The Obama administration wants you to bring a side of healthcare politics to your family picnic this weekend.

After ObamaCare's big win at the Supreme Court last week, federal health officials are serving up some tips about talking to family members who may be less-than-enthused that ObamaCare is here to stay.

"You should be prepared when Aunt Janine says something like, 'Obamacare hasn't helped anyone!'" a spokesman for the Department of Health and Human Services wrote in a blog post on Thursday.

For instance, if your Uncle Ted starts calling Obamacare a train wreck, you should calmly explain that he's "gotten ahold of some old talking points," the spokesman recommends.

Then, he suggests that you recite a three-paragraph response citing 14 figures ranging from healthcare inflation to the growth in full-time versus part-time employment.

"With greater access to affordable, quality health insurance, the Affordable Care Act is helping individuals and strengthening our economy!" the sample script goes.

"Now would you like more corn?"

And what to do if your brother talks about how much he wants to start his own business but is afraid to lose his employer coverage?

Sample reply: "The Affordable Care Act can help!"

The blog then specifically notes that the exclamation point is a sign of enthusiasm about ObamaCare but is "not an instruction to scream at your family."

The White House is dishing out talking points on ObamaCare less than one week after a Supreme Court decision affirmed the healthcare law for the second time in three years. Since then, the administration's campaign to promote ObamaCare has shifted into overdrive.

"I'm feeling pretty good about how healthcare's going," Obama told a group in Nashville, Tenn., on Wednesday, taking a victory lap on his landmark healthcare legislation.
 
The blog then specifically notes that the exclamation point is a sign of enthusiasm about ObamaCare but is "not an instruction to scream at your family."

My favorite part of the script!

Dontcha just love it when the government tells you what to say to your family during a free-speech discussion about an important issue?
 
Weak link? Ouch.


Probe: Bogus enrollees kept getting 'Obamacare'
By Associated Press | July 15, 2015
Phony applicants that investigators signed up last year under the Affordable Care Act got automatically re-enrolled for 2015. Some were rewarded with even bigger taxpayer subsidies for their insurance premiums, a congressional probe has found.

The nonpartisan Government Accountability Office says 11 counterfeit characters that its investigators created last year were automatically re-enrolled by HealthCare.gov, even though most had unresolved documentation issues. In Obama's terms, they got to keep the coverage they had.

Six of those later were flagged and sent termination notices. But GAO said it was able to get five of them reinstated by calling HealthCare.gov's consumer service center. That seemed to be a weak link in the system.

The five bogus beneficiaries who were reinstated even got their monthly subsidies bumped up a bit, although GAO did not ask for it. The case of the sixth fake enrollee who appealed was under review.

More here: http://www.modernhealthcare.com/art...0715-NEWS-307159979&utm_campaign=financedaily

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Oh...............and this. The grass is greener on the private side.


http://www.modernhealthcare.com/art...0715-NEWS-150719944&utm_campaign=financedaily


Former CMS Administrator Marilyn Tavenner will take AHIP helm
By Bob Herman | July 15, 2015
(Story updated at 5:10 p.m. ET)

Marilyn Tavenner, the former head of the CMS who stepped down just six months ago, will now lead the country's dominant health insurance lobbying group.


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Or maybe.................private for profits are the debil


http://www.marketwatch.com/story/st...st-counties-that-use-healthcaregov-2015-07-14

HealthPocket found that nonprofit insurers offered the lowest silver plan premiums in 1,072 of the 1,841 counties where both nonprofit and for-profit insurers offered silver plans, a 58% to 42% advantage over for-profit insurers. For bronze, gold, and platinum plans, nonprofit insurers offered the lowest premiums in about half of the counties where both for-profit insurers and nonprofit insurers offered plans.
 
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