Salesman Considering Change

[Norwayguy]

Again, thanks Norwayguy.


I had somewhat a bad feeling about Aflac because of the lack of information on their website. Gut feelings still hold true maybe^^.

I do not require a base or perks, provided I have leads, the base and perks comes from generating leads. I have sold B2B many years, it requires alot of patience as the sale is never on the spot. The yield however is substantial and provided a commission structure goes with that base, you can make some serious money. I would do this if required but it is not as laid back as home sales (suits vs slacks, lunches/golf vs sodas and conversation)

My fifth email in less then 12 hours arrived, seems most insurance companies throw mud at the wall to see's what sticks^^...Looks like some interviews are ahead.

Bankers Life and Casualty Company


FLP&CBroker....provided there is still some commission to move that figure up and provide inspiration, e-mail me

[email protected]


SCats

Don't bother with BLC if you want to start in this profession and being ethical at the same time.

Oh and about the comment about carriers throwing things against the wall to see whats sticks....They all do that...its a little more picky on the P&C side but then again you typically have to pony up a bunch of dough to start.

 

[Full Throttle]

As far as prospecting, I have np with this either provided it is a real sales job with an 80k base, a car, an expense account, etc. This is how a real sales job works btw, for those who have only sold insurance.

You will not find what you are after in this field:

#1: do your own prospecting, but base pay of $80K with perks to start.

#2: credibly company to give you leads at a lower payout and no personal investment by you.

#1 simply does not exist. #2 many search for, have never heard of someone finding it. If you do, more power to you. But I believe it would be like discovering the Lochness Monster (spelling?). Most find someone promising this, then get royally screwed.

There is a lot more upside potential in this field than a corporate sales job for those who can most importantly, prospect. But, there is virtually no base to speak of or anyone who will do the prospecting for you. It's all on you in this business.

 

[VolAgent]

You will not find what you are after in this field:

#1: do your own prospecting, but base pay of $80K with perks to start.

#2: credibly company to give you leads at a lower payout and no personal investment by you.

#1 simply does not exist. #2 many search for, have never heard of someone finding it. If you do, more power to you. But I believe it would be like discovering the Lochness Monster (spelling?). Most find someone promising this, then get royally screwed.

I will add, if you find #1, it will be as a carrier wholesaler, wirehouse advisor, or in a large P&C shop. You will also generate them 320k in profit to get that 80k with perks, and be worked like a dog for it.

 

[xrac]

Again, thanks Norwayguy.


I had somewhat a bad feeling about Aflac because of the lack of information on their website. Gut feelings still hold true maybe^^.

I do not require a base or perks, provided I have leads, the base and perks comes from generating leads. I have sold B2B many years, it requires alot of patience as the sale is never on the spot. The yield however is substantial and provided a commission structure goes with that base, you can make some serious money. I would do this if required but it is not as laid back as home sales (suits vs slacks, lunches/golf vs sodas and conversation)

My fifth email in less then 12 hours arrived, seems most insurance companies throw mud at the wall to see's what sticks^^...Looks like some interviews are ahead.

Bankers Life and Casualty Company


FLP&CBroker....provided there is still some commission to move that figure up and provide inspiration, e-mail me

[email protected]


SCats

Run from AFLAC and Bankers.

 

[degsey69]

Run from AFLAC and Bankers.

But be careful into whose arms you will fall into.

You seem to have done your homework so good luck out there.

 

[JimmyUt]

"And if your market is so flooded and the talent so great, why do I have 4 apps in a matter of hours? "

My 13 yr old could post a resume and all the bottom feeders and desperate captive companies would come a runnin'

 

[Norwayguy]

"And if your market is so flooded and the talent so great, why do I have 4 apps in a matter of hours? "

My 13 yr old could post a resume and all the bottom feeders and desperate captive companies would come a runnin'

Not to mention whats the company out...In most cases they are out a $30 appointment fee (here in Maine) if you don't produce...If you do produce they make money on your production and if your at a captive they own that production.

 

[Scats]

Hmmm...I already set an appt with bankers^^, I guess I will use it as a learning tool. Integrity is a must for anyone I work for.

Met life is the newest response.


I really would like to sell insurance, but so far my investigations seem to find, alot of crooks in the business. That is a shame, it is a great product.

I figure I will do a week or two of appointments and really look this career over.

The last product I sold was alternative energy/green energy and if things do not work out, I can always sell that. The reason I am looking away from it to start with is complicated, but it boils down to some people just can not afford to do green energy and I have had some, that I know can not afford it, insist on buying it. That never sits well with me, I always wonder how they will pay for it.

Which is why I was looking to insurance, I can see no person on earth that does not need this and I can even justify why they should spend on it (even if it means making lifestyle changes elsewhere). I figured I would lose the uncomfortable feeling when someone insists on buying and they probably shouldn't...


Scats

 

[The Rabbi]

You may be surprised when you go out there to sell insurance during a recession. I started selling cars when I was 21 and became a heavy hitter in the business. I find the insurance business is not a one call close deal and is more about educating people about the need. It's a relationship building business, which is why I went to the Medicare side because I'm a one call closer and that works with Medicare the way I do it. I'd offer my plan to you but it's the total opposite of what you want to do. I stay home and sell over the phone with Internet leads that I pay for. A lot of agents are moving to home office sales with life and health insurance. Businesses are visited every day by ins agents and if you haven't noticed, a lot of the desks are empty. You might try selling cemetary plots although thats mostly phone sales but they do run seminars, that would be good for you, seriously. Get a whole group of people and pitch them all at once.

You want appts set for you? You'll waste a lot of time. I know the sales business and from what you've said, I don't see the life business working for you with the parameters you've set. One reply for the P&C business offered the base and the car. Better take him up on it. That business might be right for you.

 

[Scats]

I would not want to sell cars, talk about an arm twisting business....I have sold Travel for about 8 years and understand many do not decide on the spot and have worked phones. I understand there will be new problems, every field has at least 20 annoying things you have to deal with, but it is part of the game.

I have learned a great deal from posting here, I posted what was ideal, I learned what is possible and maybe where I need to be if I do go with insurance sales. I also know I love to sell, I love the boots on the ground, I love the game.

Now if this is my game or not, this next few weeks should tell.

Thanks all

Scats