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So far I like the product. Eapp takes under 20 minutes if the insured has all the needed information ready to go. Uses the same MRS Eapp setup Family Benefit use, except NO interview needed.
My only small complaints are billing days and agent backoffice is a little bare. I like the ability to export my book of business in excel file like Foresters lets you do. But overall it's replaced my need to use a number of other carriers now.
20 minutes to do an eApp??