SBLI FE Product

[jdeasy]

So far I like the product. Eapp takes under 20 minutes if the insured has all the needed information ready to go. Uses the same MRS Eapp setup Family Benefit use, except NO interview needed.

My only small complaints are billing days and agent backoffice is a little bare. I like the ability to export my book of business in excel file like Foresters lets you do. But overall it's replaced my need to use a number of other carriers now.

20 minutes to do an eApp??

 

[CasualT]

20 minutes to do an eApp??

Yes. Once you've gone through it a few times it can be done in under 20 minutes. I'm talking about face to face and all parties have their information ready for to type in. They only docusign at the end after approval.

Telesales it could take longer depending on how fast client check text messages. You have the option to do email and sign. Or text and sign.

 

[jdeasy]

Yes. Once you've gone through it a few times it can be done in under 20 minutes. I'm talking about face to face and all parties have their information ready for to type in. They only docusign at the end after approval.

Telesales it could take longer depending on how fast client check text messages. You have the option to do email and sign. Or text and sign.

That's ridiculous to take 20 minutes for an app face to face. Hell, I can do a Trans eapp in less than 20 minutes and it's awful. The other Prosperity eapp is less than 10 minutes. Aetna is around 12-14 minutes and too long.

KSKJ is 5 minutes or less. CinnEq just a minute or 2 longer than KSKJ.

20 minutes is just way too long.

 

[Todd King]

Several big Fmo's are in the 155-160% commish range . Accendo 170% plus . Rna 155% plus . Transamerica 155-160% Moo 155-160%. These are the biggest Fe fmo/Nmo. They have many imo's under them. Any 1/2 decent Imo is at 150% .

LMAO!! Someone is feeding you a line of BS!

 

[CasualT]

That's ridiculous to take 20 minutes for an app face to face. Hell, I can do a Trans eapp in less than 20 minutes and it's awful. The other Prosperity eapp is less than 10 minutes. Aetna is around 12-14 minutes and too long.

KSKJ is 5 minutes or less. CinnEq just a minute or 2 longer than KSKJ.

20 minutes is just way too long.

Ok bro. Cool beans.

 

[jdeasy]

Ok bro. Cool beans.

You don't think 20 minutes for an Eapp is far too long?

 

[suranceman]

JD is not wrong.

20 mins for a face to face eapp is a complete joke.

Then again, they use MRS as the platform which is ***ing awful so clearly don't give a shit about the user's (agent and client) experience.

 

[DonP]

LMAO!! Someone is feeding you a line of BS!

Todd your not a big fmo/nmo . I'm talking organizations doing $30 million plus. Hell with $3-$5 mil total imo business you can get 150% at foresters ,rna,prosperity ,Accendo,AmAm. Just like the bs 90% of IMO's that say you got to be doing big premium to get 130% approved at the above carriers . You need zero Production to get 130% at the above carriers. You need a relationship . I have several 130% contracts with off IMO's and i throw a few apps a yr their way. But i don't disagree most IMO's will not give you the 130% unless your doing big business . Thats were the agent with great bargaining skills comes in.

 

[Todd King]

Todd your not a big fmo/nmo . I'm talking organizations doing $30 million plus. Hell with $3-$5 mil total imo business you can get 150% at foresters ,rna,prosperity ,Accendo,AmAm. Just like the bs 90% of IMO's that say you got to be doing big premium to get 130% approved at the above carriers . You need zero Production to get 130% at the above carriers. You need a relationship . I have several 130% contracts with off IMO's and i throw a few apps a yr their way. But i don't disagree most IMO's will not give you the 130% unless your doing big business . Thats were the agent with great bargaining skills comes in.

What I'm trying to tell you is that the percentages that you have put up there don't even exist with most of those companies. For instance, RNA does not have a 155% contract. It doesn't exist. That's just one example. Some of the companies do have 150% contracts, but you ain't getting them!

Prove some of these levels exist with all the companies you've named and I'll be the 1st to apologize.

 

[goillini52]

The kicker is Sequoia Concierge is included in every plan which makes this product the most value packed FE product on the market for the price. Here's details. We integrated the benefits of Sequoia into our scripting to increase value, referrals and sales.

Is Sequoia available as a stand alone plan? On their website they say it has to be renewed every 12 months. I assume there's nothing to be renewed if part of the FE policy?