Schizophrenic Needing Burial Plan

[TDFnCali]

Not for a 40-year old.
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Yes, that would be my choice. Settlers Silver will go into the young ages with severe mental issues.

Monu goes down to 0, 40yr old is fine.

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[jdeasy]

Monu goes down to 0, 40yr old is fine.

Sent via my Sprint Galaxy S4 using Insurance Forums

The new mon apps for age 0-44 are really strict on underwriting. Things would have been approved on the old applications will not pass underwriting on the new ones.

 

[TDFnCali]

The new mon apps for age 0-44 are really strict on underwriting. Things would have been approved on the old applications will not pass underwriting on the new ones.

Ohhhhh.... It's still the old Monu here in Calif.

Sent via my Sprint Galaxy S4 using Insurance Forums

 

[profithuner]

the new monumental app 0-44 bipolar and schizophrenia or graded.

 

[Rearden]

Settlers Silver is the one -- I did one last night on a 42 year old kid on Depakote.

 

[Newby]

Even the old app for Monumental didn't take mental issues under age 50 at Preferred. You had to be 50+.

Settlers Silver is usually a good choice. But the OP is probably wanting a phone sale. You can't do that with Settlers. Must be face to face.

 

[Bob_The_Insurance_Guy]

the OP is probably wanting a phone sale. You can't do that with Settlers. Must be face to face.

Actually, I was going to hand it off to someone in the Skokie, Ill area.

I just wrote a FE for the sister, who lives here, in Atlanta. The mom and brother live in Skokie. I doubt it would be worth my time and money to get an Ill license for this.

 

[MattNewbie]

Yes I need a plan. No I don't. Yes I do. No I don't. Aliens want me to have a plan. Aliens don't. I'm going out to shoot somebody. No, I'm going out to sell final expense to aliens.

 

[Jerard]

Yes I need a plan. No I don't. Yes I do. No I don't. Aliens want me to have a plan. Aliens don't. I'm going out to shoot somebody. No, I'm going out to sell final expense to aliens.

Wow, this guy is even crazier than I am.

 

[Bob_The_Insurance_Guy]

OK...

It's now turned into a referral for someone. Whoever works in the Evanston/Skokie part of Illinois. There is no chance of him coming to Atlanta, and I'm not getting a Non-Res license, so I will hand it off to someone else.