Seasoned Agent- but Need Consistent Leads

Does the $15,000 to $50,000 demographic even WORK for FE?

Most of the time if the clients have a decent house it's a no go....with a few exceptions of course. The $0- $15,000 demographic WANTS the product but lapses after two months....can't afford it.!
 
Yes, 15K to 50K does work, but I would suggest that you use Medicare Supplements in the more, "well to do" homes.

Another thing you can start looking at in the higher incomes is SPWL. Those people are the ones with CD's paying crap and you can show them how to pass on even more money by using SPWL and they can pass it on without it going through probate and would avoid taxes. Just something to think about.
 
I have been using telemarketing leads for my business for the better part of 2 years now. You just have to know how to work them. I've worked both tm & direct mail leads and they're all the same with the exception that the tm leads are more time sensitive. Also, unless you plan on working with a co. like Securus or Equita that will subsidize your leads, good luck!! I've paid between $25-$70/lead mailing myself and that is obviously not sustainable. The key is to find a lead source that works for you and constantly work to drive the cost of it as low as possible while maintaining as high a contract as you can. I must say it's a process and if you're committed to this business and the positives that it has to offer, you have to be creative keep turning over rocks until you find what you're looking for. Good Luck!!!
 
Please, ban this ***. All his posts are cut and paste spam.

I am a p/c appointment provider located in southern Oklahoma. We set appointments according to your target demographic using SIC codes you request. We will call the Decision Makers on you company's behalf determine if there is a need for your services and if they are renewing within a 120 days and set an appointment at the day and time they have requested we will also instruct them to have their dec pages and payroll ready at the time of the appointment. We also get all of their renewal information such as carriers, renewals dates, employee counts, and e-mail address. All of this information belongs to you and you alone basically we are building your book for you. We do not ask for long term commitments we work on a month to month basis, which forces us to get results that will keep our clients happy. We also handle all of the scheduling conflicts that may arise. Feel free to e-mail me at [email protected]
 
I have asked this question before and have never really gotten a straight and accurate answer, because it doesn't exist.

I have never seen an accurate list when it comes to predicting income per household or individual. I don't beleive they exist. The credit reports don't accurately predict that info and surveys on the internet do not predict it with any degree of accuracy. People who think they fall into that income are one paycheck away from being broke. They change jobs all the time. It's like renting a home to someone for $550 a month. Most of them are not reliable and can't be counted on to pay anything on a regular basis. If they can't afford their rent can they afford $55 a month on FE insurance?

Yet we sell them on a continual basis and hope they can pay. Its a dog eat dog world. The bottom line is this. It is very hard to predict with any degree of accuracy as to when they will pay and when they will not. If you throw enought **** against the wall some of it is going to stick.

Merry christmas to all
 
In my defense I am not a spammer I offer my advice on a daily basis. I will agree that my e-mail was to far and apologize for that.I will continue to help and offer my advice on telemarketing and cold calling.
 

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