Selling Term Life From a Website

[MPCFinPlan]

I've had a site for my local area for quotes for products I sell.

It's a basic site with info for leads.

I'd like to build a site just for term. Mostly non med term. I'm wondering if anyone on here (which I know their are) have sites where everything is stream lined and you can sell online.

My questions are, which carriers allows that?

Is there a work around to not meet face to face if I am working with people in other states?

Which quote engine should I use to quote and have clients apply for coverage?

I'm still brainstorming.. Thanks in advance

 

[WinoBlues]

I've had a site for my local area for quotes for products I sell.

It's a basic site with info for leads.

I'd like to build a site just for term. Mostly non med term. I'm wondering if anyone on here (which I know their are) have sites where everything is stream lined and you can sell online.

My questions are, which carriers allows that?

Is there a work around to not meet face to face if I am working with people in other states?

Which quote engine should I use to quote and have clients apply for coverage?

I'm still brainstorming.. Thanks in advance

Picnic or jroot

............

 

[MPCFinPlan]

Picnic or jroot ............

What about the legality of it selling in multiple states etc etc. (of course being licensed) ?

How are most carriers on having to meet face to face?

 

[Tahoe Ray]

What about the legality of it selling in multiple states etc etc. (of course being licensed) ?

How are most carriers on having to meet face to face?

For most companies, you don't have to meet face to face. A non-res license is pretty simple to obtain in most states (excluding CA, FL, and a handful of others). Take Wino's advice. Jroot here on the forum does this for a living and can certainly help you.

 

[MPCFinPlan]

For most companies, you don't have to meet face to face. A non-res license is pretty simple to obtain in most states (excluding CA, FL, and a handful of others). Take Wino's advice. Jroot here on the forum does this for a living and can certainly help you.

Most def.

I have a few non res licenses. I'm just looking at a 3-6 month timeframe to start this. My other site is gaining traction and I think I'd like a site that purely focuses on this.

I need to talk to you soon about some annuities. Went Indy a few months ago!

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This guy's site came up in another thread a week or so ago. I would take a good look at his site as it seems to be the same product area you are looking at. Term Life Insurance Rates - No Medical Exam Insurance Quotes

That is mostly where I I got the idea from. I thought about it months back when I started in insurance and read through that same thread and realized its possible.

 

[WinoBlues]

What about the legality of it selling in multiple states etc etc. (of course being licensed) ?

How are most carriers on having to meet face to face?

I write in dozen + States. I do not ask the app questions or even get signatures sometimes.

 

[Tahoe Ray]

I need to talk to you soon about some annuities. Went Indy a few months ago!

That's great! Congrats...give me a shout anytime.

 

[MPCFinPlan]

I write in dozen + States. I do not ask the app questions or even get signatures sometimes.

Phone drop ticket? How do you do it?

Share the monkey dust!

 

[goillini52]

Phone drop ticket? How do you do it?

Share the monkey dust!

Wino's independent...he doesn't have access to "monkey dust".

 

[WinoBlues]

Phone drop ticket? How do you do it?

Share the monkey dust!

EZLife/Pinney. Supposed to just do a live transfer but I go to the website enter a few lines of information and they take care of the rest.

I think you have my contact info, hit me up tomorrow morning if you like. I am usually having coffee and watching news on the patio by 7:30 - 8am.