Senior Life Insurance Company Info

[theinsuranceman]

]I haven't had any of my insurance policies lapse or cancel.[/b] But I did convert some term I sold for a guy so technically one policy was cancelled. I have some 10 year term policies that will be expiring in about a year so I will update you in a year. I don't know why your afraid to tell people your persistency. It's a simple question

If that's the case for FE then YOU HAVEN'T WRITTEN ANY POLICIES. I can't have an intelligent conversation with you when u r so blatantly dishonest.

Get the formula each of your carriers use in calculating persistency so I can plug my numbers in to compare apples to apples. Why do you even concern yourself with my figures anyway?

Good night Matt.

 

[WinoBlues]

I haven't had any of my insurance policies lapse or cancel. But I did convert some term I sold for a guy so technically one policy was cancelled. I have some 10 year term policies that will be expiring in about a year so I will update you in a year. I don't know why your afraid to tell people your persistency. It's a simple question

I suggest you contact them yesterday.

 

[MGA]

I agree. Matt should not open his mouth about the fe market. He has nothing to lend to any fe agent. Another good example was when he was talking about telesales. Matt. You are CLUELESS!!!!

 

[tins]

I agree. Matt should not open his mouth about the fe market. He has nothing to lend to any fe agent. Another good example was when he was talking about telesales. Matt. You are CLUELESS!!!!

Hey MGA, welcome back. Haven't seen you on here in a while.
What company are you working for this month?

 

[Mattschmidt]

If that's the case for FE then YOU HAVEN'T WRITTEN ANY POLICIES. I can't have an intelligent conversation with you when u r so blatantly dishonest.

Get the formula each of your carriers use in calculating persistency so I can plug my numbers in to compare apples to apples. Why do you even concern yourself with my figures anyway?

Good night Matt.

Again, I do very little FE sales...The only sales I have made using these simplified underwriting carriers has been from referrals, so they are probably a little more serious about the coverage then a TV lead. Please share with us your 1 year persistency %... That means of all the FE sales you made how many of the policies are still inforce...

 

[theinsuranceman]

Again, I do very little FE sales...The only sales I have made using these simplified underwriting carriers has been from referrals, so they are probably a little more serious about the coverage then a TV lead. Please share with us your 1 year persistency %... That means of all the FE sales you made how many of the policies are still inforce...

I kinda figured, from your earlier postings, that you were inexperienced in the FE arena yet you tried to sound like an expert. Especially when you've said over the last few months that you were a "financial advisor" to the FE market. You finally admitted it. Good job!

You say you have NEVER had a FE policy to lapse. Well I have, several over the years. Therefore, your persistency is much, much better than mine.

Get the formulae used by your different carriers for the persistency %. I'd also like to see how my numbers look with your carriers" formulae. Then you'll have the answer to your question. If you can't/won't get these formulae then I can't answer your question.

However, if you'd like my pers. % using SL's formula........how much would you pay for this info? It's almost like asking to see my tax returns or my bank stmt.
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Hey MGA, welcome back. Haven't seen you on here in a while.
What company are you working for this month?

He may be like you and others.....writing for several different carriers?

 

[jdeasy]

I kinda figured, from your earlier postings, that you were inexperienced in the FE arena yet you tried to sound like an expert. Especially when you've said over the last few months that you were a "financial advisor" to the FE market. You finally admitted it. Good job!

You say you have NEVER had a FE policy to lapse. Well I have, several over the years. Therefore, your persistency is much, much better than mine.

Get the formulae used by your different carriers for the persistency %. I'd also like to see how my numbers look with your carriers" formulae. Then you'll have the answer to your question. If you can't/won't get these formulae then I can't answer your question.

However, if you'd like my pers. % using SL's formula........how much would you pay for this info? It's almost like asking to see my tax returns or my bank stmt.
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He may be like you and others.....writing for several different carriers?

No way!! MGA is an insurance company owner!! Surely he doesn't write for companies that he doesn't own?

 

[Mattschmidt]

I kinda figured, from your earlier postings, that you were inexperienced in the FE arena yet you tried to sound like an expert. Especially when you've said over the last few months that you were a "financial advisor" to the FE market. You finally admitted it. Good job!

You say you have NEVER had a FE policy to lapse. Well I have, several over the years. Therefore, your persistency is much, much better than mine.

Get the formulae used by your different carriers for the persistency %. I'd also like to see how my numbers look with your carriers" formulae. Then you'll have the answer to your question. If you can't/won't get these formulae then I can't answer your question.

However, if you'd like my pers. % using SL's formula........how much would you pay for this info? It's almost like asking to see my tax returns or my bank stmt.
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He may be like you and others.....writing for several different carriers?

Asking someone how many policies their clients stopped paying on is like asking for bank statements??? I feel sorry for your clients and agents you train. The only formula is as follows. You sell 100 policies. How many of them are active policies 12 monts down the road. Simple math

 

[theinsuranceman]

Asking someone how many policies their clients stopped paying on is like asking for bank statements??? I feel sorry for your clients and agents you train. The only formula is as follows. You sell 100 policies. How many of them are active policies 12 monts down the road. Simple math

This info is not free. You seem to have a keen interest. How much is it worth to you?

 

[Mattschmidt]

Worth nothing. Was just trying to get a straight answer as your the only one I know who does fe telesales and swears by them. Was just curious. But we all knew you can't give straight answers so this isn't a big surprise.