- 26,088
Second that on pricing. I do not really sell by straight price anyway but I need it close. As long as it is mid pack or better like Americo or RNA. I am good. The GUL eapp is boss.
Simplified Issue GUL
- Thread starter 0b1kanobee
- Start date
Second that on pricing. I do not really sell by straight price anyway but I need it close. As long as it is mid pack or better like Americo or RNA. I am good. The GUL eapp is boss.
ANICO is just a Non-Med Plan to age 65 up to $250k at Standard Rates.... Just like any other Non-Med product. Still not as competitive as SAGICOR especially if you can get Preferred Rates.
I do Like ANICO though, I am still learning the products and do like their portfolio for the Traditional Agent.[/QUOTE]
I've written more business with ANICO this year than with any other single company. Very agent friendly products and so far I haven't seen that they have a "business prevention" department. h/t JD
Every annuity that I've written since april has been with ANICO. The Signature term is nice to have in your bag for your younger PIs. Standard to table 4 up to 250k. Nice online app and submission. They have a FE product under the SLAICO name but it's not really anything special.
I do Like ANICO though, I am still learning the products and do like their portfolio for the Traditional Agent.[/QUOTE]
I've written more business with ANICO this year than with any other single company. Very agent friendly products and so far I haven't seen that they have a "business prevention" department. h/t JD
Every annuity that I've written since april has been with ANICO. The Signature term is nice to have in your bag for your younger PIs. Standard to table 4 up to 250k. Nice online app and submission. They have a FE product under the SLAICO name but it's not really anything special.
Yes american national has good underwriting with the mon med to $250 k but it's very expensive compared to sagicor as its standard .what I don like its not a Gul and the standard rates are 35% more than sagicors preferred.was looking at moos express issue Gul and for the guaranteed policy its 80% more than sagicors.i got screwed on american nationals commission at 80% street and somebody else offered me 100% on the ul.
Last edited:
I hope you got the mga contract with sagicor at 111% for the tele app Gul. It's 10% above street and tons of Imo's give it out with no production requirements.I think twilight gives out street at 10% less. Yes I've used foresters smart ul also. But I like Guls like sagicor and North Americans
Thanks for saying what I do not do... You seem to speak before you actually know the answer...
Sagicor does not allow their IMO's to advertise rates above Street.... Which we follow as required by us. That said, we have many agent's above Street.
You don't have to advertise anything but you can say "we offer above street level with many co's so call me for details". Instead you quote inferior contracts with most co's and hope suckers bite.Overall the contracts you offer are far inferior to what most other imo's offer even though you can offer much higher
Never figured out why some people think an IMO should be obligated to offer a max contract to everyone.
Attached is the SPEC Sheet for the New Sagicor SIWL plan. Rates are Banded on 25k-99,999 and 100k-250k.
Simple issue eApp. Runs just like the GUL and Term Product.
- 26,088
Have you seen the rates yet, if so where do they fall say for f25 25k
Similar threads
