Simplified Issue GUL

[rousemark]

Looks like an easy app just like RNA... Without the call.

It would be a perfect world if LBL had a 20pay or PU@65 plan like RNA... At the younger ages, RNA shines with those plans.

I Like LBL so far though.

The biggest drawback so far is the AM Best Rating with LBL (B Stable) which was upgraded in 2012 due to some smart reinsurance decisions... Not as much an issue with face amounts under $50k....

Columbian Caring Solutions, $19.86... Best thing is Paid Up is $20,029 in year 20.

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One drawback with LBL Flex4Life and term products.

Commission Bonus and Chargeback Provision (Traditional Products Only): 100% commission chargeback will apply if policy is surrendered or lapses in the first 6 months

Oh, and they only pay about 6% commission on the portion of the premium for a limited pay that exceeds the LPU100 premium. That greatly reduces the commission rate on the limited pay plans.

 

[GoPokes]

Sorry to bump an old thread. Google sent me here...

Is there a simplified GUL for age 75, with face amounts as low as 25k?

 

[The Gimp]

Sorry to bump an old thread. Google sent me here...

Is there a simplified GUL for age 75, with face amounts as low as 25k?

Sagicor wins. If you need contracting give me a call.

 

[GoPokes]

Sagicor wins. If you need contracting give me a call.

I guess I skimmed over the other posts too quick. I thought it said differently. Thanks