Simplified issue, non-senior whole life

Sep 21, 2008

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  1. Winter_123
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    Winter_123 Guru

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    Does anyone know of a carrier who has simplified issue whole life that 1) is not just a senior product but will apply to younger ages as well and 2) goes up to at least $50,000 in benefit level.

    Something like mutual of omaha's, except their Whole Life Express Product only goes to $25,000.

    Thanks

    Winter
     
  2. Winter_123
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    Winter_123 Guru

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    Just had a thought that I think Assurity has something like that. Not sure. I let my appointment with them lapse so can't look it up as easily.
     
  3. Daytona_Guy
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    Daytona_Guy Guru

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    Yep, they do. I believe Shenandoah will do it, too.
     
  4. Mark
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    Mark Guru

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    United Home Life www.unitedhomelife.com will go up to $50,000 on their Graded Benefit Whole Life Product and they also go down to age 25 and up to age 80.

    If you want a contract, you can download it from Rosenthal Financial Services, LLC.
     
    Mark, Sep 23, 2008
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  5. jdeasy
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    Lincoln Heritage has their preferred whole life for age 0 to 70 years.

    Age 0-50 will go to $100,000

    Age 51-60 to $50,000

    Age 61-70 to $30,000

    Simplified issue, phone interview, no exam.


    Male/female rates. Tobacco/non-tobacco class.
     
    jdeasy, Sep 23, 2008
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  6. tryan326
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    tryan326 Super Genius

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    Fidelity life has a simpified issue WL and 10,20 and 30 Yr Term up to 250k.

    Presidential life has garaunteed issue up to 50k.
     
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