STANDARD for Parkinsons?

Discussion in 'Final Expense Forum' started by Labesky, Sep 11, 2017.

  1. Labesky
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    73 male non smoker--no diabetes heart disease etc

    Any carriers write him as Standard?
     
  2. Baseball7
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    Preferred/level americo eagle
    Trans standard
     
  3. Labesky
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    hmm dang--Im contracted with Americo but been YEARS since I did much

    So does that mean I have Americo EAGLE?

    Gonna check it out

    I dont and wont write Trans unless they get their apps below 100000000000000000000000000 pages
     
  4. jdeasy
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    KSKJ, Trans, Americo, UHL. Depending on how long ago diagnosed and treatment it's possible RNA.
     
  5. Baseball7
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    Yes, Eagle and UP different products same writing number
     
  6. VolAgent
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    Parkinson's is a neurological disorder, not going to get level with UHL. Same with RNA, they would have to be off treatment for 2 years, extremely unlikely with Parkinson's.
     
  7. Labesky
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    BIG help and very courteous all of you THANKS
     
  8. jdeasy
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    I haven't been contracted with UHL for many years so I will cede to your experience.

    As for RNA, I said depending on how long ago diagnosed and treatment.

    I have placed many Parkinson's people with RNA over the years. The last one I remember was diagnosed over 20 years ago and no treatment for the last 5-10 years.
     
  9. VolAgent
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    That would be the only way with RNA or UHL since the question is similar. Surprising someone has been off treatment that long, I wonder if the person was misdiagnosed.
     
  10. suranceman
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    You got Parkinson's people placed with RNA for their level policy?

    Their question says:

    During the past 24 months, has the Proposed Insured been diagnosed as having, or been treated for: ... Parkinson's disease?

    So since they had it (even though no treatment) wouldn't they need to say yes to that question which would result in a graded plan?

    Not trying to call you out here. I'm sincerely asking because I'd like to know if I'm wrong. Having another option for Parkinson's clients would be great!
     
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