Starting Scratch Independent In Texas...Cluster Suggestions Needed

Sep 30, 2018

  1. indienoise
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    indienoise Guru

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    From the way their website reads, I'll bet there is no escape clause. Ten bucks says their escape clause is a smile and wave goodbye and a boot in the ass as they sail away with the biz you wrote.
     
  2. NCAgent828
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    NCAgent828 Super Genius

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    Looking back if I knew what I know now, I would have started on my own without a cluster. There are MGAs who offer standard or preferred personal lines and commercial lines. Private message me if you would like. I’m a scratch agent of 6 months and wouldn’t suggest the long term commitment to some of the clusters. There are ways of doing it without them and still be profitable. Would love to talk.
     
  3. NCAgent828
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    NCAgent828 Super Genius

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    Just to be clear, I’m not negative or down or the clisters. I’m sure someone is typing that right now. But for my specific situation it wasn’t the best move for my agency. That’s all.
     
  4. Robert Scott
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    Robert Scott New Member

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    I am new to insurance about to sign with premier or sign up for superior Access if you have another option would love to hear some ideas
     
  5. NCAgent828
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    NCAgent828 Super Genius

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    SIAA is a good one. Good training and support. Long term though will will have to pay to get your book of business out. I would weigh the cost of monthly payments to a group vs the cost to exit later. Shoot me a message if you want to talk.
     
  6. Dreamiekid
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    Dreamiekid Expert

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    WAITTTTTTTT did you sign already with a cluster or MGA?
     
  7. Dreamiekid
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    Dreamiekid Expert

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    Superior access is terrible
     
  8. Robert Scott
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    Robert Scott New Member

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    Tell me why superior is terrible and what options are available for a first timer just getting started.
     
  9. Dreamiekid
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    Dreamiekid Expert

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    First what state you’re in?

    Superior sucks what else can I say?

    They will sweet talk you that they have a big list of carriers that you can sell. Like 20+ companies.

    Then when you pay the monthly fee. And you try to sell anything with system that they let you use. It doesn’t work most of the time or it will tell you it must go to under writer. The under writer don’t do their job or take one or couple days to give you a quote. If you have someone on the phone and you can’t give a quote within 15 mins then you got problem. Just don’t do it. Waste of money unless you want to try. Be my guess
     
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