- 6,134
Assurity usually gives a writing number in just a couple days, then you have to write an app before they do background checks and all of that.
Stumped: 30yo with Mental Retardation and Diabetes
- Thread starter Tennesseehorn
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Assurity usually gives a writing number in just a couple days, then you have to write an app before they do background checks and all of that.
- Thread starter
- #12
Well that is interesting, it's been over two weeks.
They're not? I called Assurity the other day, and they said a insulin diabetic would be graded. I asked just insulin or insulin and some other health issue. She said Insulin is graded.
Have you gotten an insulin diabetic through? Because that is a huge game changer for one of my clients. Maybe the underwriter misunderstood me.
- Thread starter
- #14
Well if insulin diabetics are graded then its a no-go because my client is under 40 and that seems to be the bottom age cutoff for graded coverage with Assurity.
- 6,134
I have been writing Assurity since 2009. I have wrote PLENTY of diabetics with them. It is level 100% if no heart condition.
AWESOME!!
I'm going to write my guys app tomorrow then. Maybe I just got ahold of new underwriter. Who knows, but that's good to know! Thanks!
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Juvenile Insulin Diabetics, whose medication/dosage hasn't changed in a year would be considered preferred. Look into it
- 17,072
You are better off reading the app questions than calling the companies. 90% of people at the companies don't know as much as you do. The app is the bible.
Security National doesn't have a plan that goes down below age 40 in TN.
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I think he may be talking about the "M.I.B." plan. At least in FL it goes down to the younger ages. Not sure what they are...I don't have the info on it at the moment.
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