Success in insurance

I am going to agree and disagree with the thoughts expressed in posts #26 through #30.

People can learn a script, "power phrases" (hate that term), closing techniques, etc but those don't necessarily make a person successful.

Anyone that has been around this business for a few years has been exposed to countless scripts, selling seminars, books, etc.

They work for a while and then they don't.

Why?

Because in most cases, no matter how rehearsed, the cadence, verbiage and style is not natural for the sales person.

Selling is mostly about communicating in a way that does not seem practiced, involves some level of emotion and conveys (to the prospect) a message that says "you can trust me".

Folks may need insurance, siding, a car, a roof, computer or whatever. But until they WANT it you are probably not going to make the sale. Everyone wants to know WIIFM?

I can't tell you how many scripts I have learned, how many times I have practiced them in front of a group or manager, and I had some level of success. Also had classes on how to decide the type of buyer you were meeting. Are they analytical or emotional? Do they want to be told what to do or have someone listen to what is said and then be presented with solutions?

I did reasonably well in sales but never felt comfortable, and never really considered myself a sales person. Mostly because I had more than one manager tell me to find something else. One even said I had the talent to be a bag boy in a grocery store.

What turned things around for me, and gave me confidence, was reading Jeff Gitomer, Seth Godin and Tom Freese - Secrets of Question Based Selling

Gitomer taught me "people love to buy but they hate to be sold"

Godin taught me that interruption selling is a dead end.

Freese taught me to ask questions, listen and take notes. If you ask the right questions your prospect will tell you exactly what they want.

There are a number of successful sales people, artists, mechanics and craftsmen. But few of them can be successful at running a business and training others. More than one recruiter / manager tried to teach me THEIR way to success but all it did was make me frustrated.

Product knowledge is good, but people knowledge is better. Until you find a way to encourage people to trust you with their money you will never really achieve all that you can be.
 
Almost any *** can figure out the insurance part, eventually. Goillini52 is proof of that :laugh:;):tongue:


I have to disagree with this part. If you don't have the intellect, you're going to have a very hard time in this industry, and some REALLY pissed off customers who will want to hang you in the town square.

We have one agent, in particular, and she can sell like crazy (because she's pushy and
persuasive) but she is an absolute God damn moron. My guess is her IQ is somewhere around the 80 mark. Sure enough, like clockwork, every single year she has tons of complaints from CMS, a few compliance notices from the companies, and many angry calls from clients.

This woman can't tie her shoes without help, and she can't remember anything. I give it another year before she finds herself getting her contracts revoked from the insurance companies. I'd feel at least somewhat bad for her if she wasn't such a bitchy a-hole, but I'm usually internally grinning when I hear her yell about it in the other room.
 
Fair enough. I'm on the p&c side. Home and auto is simple enough just about anyone can do it. Yeah, it can get tricky once in a while, but we aren't talking brain surgery. I did it for a few years but moved to commercial as it was more interesting, complex, and profitable. Plus, I actually have a easier time dealing with wealthy people and business owners, despite my habit of saying things like "dude" and "yo!".

On the commercial side there is a lot to know, understand, interpret, remember, etc. Furthermore, at least on the commercial end, I'm dealing with some pretty sharp people that have a lot of money tied up in what I am protecting, and they are going to be spending often times five or six figures on what I am selling. People like that are usually fine getting their home and auto with an ***, or a cartoon character, or talking tv lizard or whatever, but usually want someone sharper to help them navigate through business insurance. So yeah, doing it enough times, I'm sure a bonehead could figure it out, but the business owners probably wouldn't bite.
 
Old training verbiage . . . Sell the sizzle, not the steak.
I was the manager for a restaurant that was known for their steaks in our county. People came from towns all around us to eat. We used a black melamine holder that held a stainless steel platter upon which we put the steak and potato.. We kept the stainless platters hot and after we put the steak on it, just before we out the kitchen door, we dropped a couple of pieces of ice on the platter. As we entered the dining room you could hear the sizzle and see the steam rising from the platter.. :)
 
I was the manager for a restaurant that was known for their steaks in our county. People came from towns all around us to eat. We used a black melamine holder that held a stainless steel platter upon which we put the steak and potato.. We kept the stainless platters hot and after we put the steak on it, just before we out the kitchen door, we dropped a couple of pieces of ice on the platter. As we entered the dining room you could hear the sizzle and see the steam rising from the platter.. :)

Now you got my gray matter cooking... anyone ever print out a fake check to include with policy delivery?
 
Now you got my gray matter cooking... anyone ever print out a fake check to include with policy delivery?

Wow, Flash back!

Early on I would go through a quick FNA. How much do you bring home each week / month? If you wake up dead tomorrow how much will Julie need for the months going forward? After she picks up your last check? So, $XXXXX Xs 12 = per year. I draw a check on my legal pad. How much would you like us to make this out for????

Gawd! I cringe as I type this. Only did it a few times.
 
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