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You might want to look at GUL for some of those.
I just a ran a quote on 67 year old...Banner, Lincoln, Transamerica, ING, American General all seem to do so
are there any companies that offer competitive rates for term insurance that last longer than 15 years for people age 65 and older?
I think there are not any such plan or term for 65+ people in insurance.
Although not a direct answer to your question, you have me a little concerned here. What is the purpose of the insurance? In a fairly limited set of circumstances does a 20 year term product make sense for someone 65 and older. Although I'm not aware of any noteworthy cases where an agent has been sued for selling a product that isn't suitable, that may be the direction we're heading. It may not be as egregious as selling an 83 year old an annuity with a 15 year surrender period, but nearly as concerning. If the insured loses coverage at 87 and dies at 88, do you think the family isn't going to be upset about that and look for a way to deal with their anger from not getting a payment on the insurance policy he paid for "all those years"?