term policy for MJ user

C
Thanks. I hadn't seen it, was just wondering if I was missing it. I've seen that you seem to sell that some, who is your go-to on ROP? (not for this case) Thanks
Cincinnati was. They are priced right, have a RdPdUp option and convertible to all of their plans.

However, the new regional came to me saying I needed to go under an upline. Nice company, but the life side is somewhat of a stepchild. It is their way or the highway. I do not play well with others so after 10 plus years it was time to split the sheets.

The RdPdUp is what I sold not so much the ROP. So no favorites on fully underwritten at the moment. On the SI side. United Home Life ROP Term. Especially for younger clients. Spanks most FE plans. A downer is the eliminated the 30 year plan. They also offer children riders up to $20,000 so makes for a nice little family plan for the SI clients
 
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