Term Using Direct Express?

Oct 16, 2015

  1. Turbo3.8
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    I have a very healthy customer who wants term coverage. He is 66, male, non smoker, no meds, no issues. Only issue is he only has direct express. Anyone have any idea what carrier, if any, will take this payment method? Thanks.
     
    Turbo3.8, Oct 16, 2015
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  2. ShawnSIM
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    ShawnSIM Super Genius

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    I believe Trans would allow the direct express, not 100% sure though. Is there a reason you're writing term on a 66 year old as opposed to a permanent product?
     
    ShawnSIM, Oct 16, 2015
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  3. Turbo3.8
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    He only wants term even after explaining the differences. You can't sell to ignorance so I will give him what he wants. TA does not accept direct express for term. Anyone else?
     
    Turbo3.8, Oct 16, 2015
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  4. WinoBlues
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    WinoBlues Guru

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    I sell term to seniors. Quoting $500,000 ten yr on a 72 year old now. But these are not direct express people.

    If you find a product have him sign the numeric page of the illustration when you get signature on the app. CYA.
     
  5. Baseball7
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    Most DE is bad business on FE, can't imagine it'll work well in term.
     
  6. smokin goose
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    smokin goose Guru

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    Hasn't been my experience with DE, but I'm not a top producer either.
     
  7. Newby
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    Newby Guru

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    You're the top one on your street.

    It's all relative.
     
    Newby, Oct 17, 2015
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  8. smokin goose
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    Ha. Yep. Everyone on my street should get together and send me on an incentive trip.
     
  9. Newby
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    You've already qualified for that incentive trip to Evansville, IN. Aka: the vacation destination of the stars.
     
    Newby, Oct 17, 2015
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  10. senior-advisor-indiana
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    I thought you were giving away a river boat ride in a luxurious canoe...
     
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