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So you're talking about a gap plan that an employer has to purchase correct ? Another "thing" that the employer has to buy correct?
Another thing that the employer's HR department has to explain to the employee and spouse correct?. More over head for that employer correct? Or am I missing something here?
And what about those who don't have an employer? Well they get the shaft
If you're addressing me....that's incorrect. No out-of-pocket to employer OR employees.....EVER! Companies are adding this plan as we post. It's the newest innovation in healthcare. It's a self-funded, self-defined welfare benefits plan structured thru ERISA.....And it's available in every state.
Yes....The key to the program is you must participate in your employers group health plan....so yes, you are missing something....you do need to be employed.
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