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Another thing: You mentioned earlier about "JD's 3 questions". I and a lot of other agents were doing that before JD even thought about being in the insurance business. You weren't around then, but I thought you should know the facts.
I learned them from listening to JD. And I'm sure JD would credit whomever he learned them from as well. When I refer to JD's 3 questions, anyone can go and listen to any of the interviews JD has done and the listener will be able to know exactly to what I am referring.