New agents should be less worried about products like this, and be more worried about having ONE carrier they lead with and mastering that.
Thats how you succeed in this industry.
Not by using a tool like this.
You are right. If the agent only used one company they wouldn't need it at all. However, most agents like to shop for their agents instead of trying to always pound that square peg into the round hole.
That's how you do what's right by clients in this industry.