in Texas is it true that INs companies cannot increase premiums if you have hit & run damage but turn it in under uninsured motorist coverage?
Jude: skeptical:
I haven't found an answer to that question one way or the other but my experience in the insurance industry suggests that you don't get surcharged for a claim for which you are not at fault regardless of whether the claim is made under Collision or Uninsured/Underinsured Motorists Property Damage.
Section 1952.107 of the Texas Insurance Code allows an insured who has both coverages to select either or both depending on the amount of the damage.