Very new to FE, Three questions.

[WinoBlues]

In order to apply with them you need to be a Christian. Would that be one to consider you Mr. and Mrs. Smith?

Let me rephrase it.

"Well Billy Ray Bob and Buela, Looks like based on health you both might fit for the lowest cost plan. In order to apply with them you need to be a Christian. You believe in God, right? Would that be one to consider you Mr. and Mrs. Smith? <nodding your head up and down> If not we have this other more expensive plan..... <looking down and sad>

Not that an agent would ever lead a prospect. Or that FE prospects aren't way to savy to understand.

Disclosure: I had KSKJ for a year or two and still write a Fraternal once and awhile.

 

[WinoBlues]

Or a no. If no you just sell other companies. It would only be an issue if it was the only company you offered.

Agreed.
Another reason being able to provide multiple choices is best, in my opinion.

 

[Abrasax]

Let me rephrase it.

"Well Billy Ray Bob and Buela, Looks like based on health you both might fit for the lowest cost plan. In order to apply with them you need to be a Christian. You believe in God, right? Would that be one to consider you Mr. and Mrs. Smith? <nodding your head up and down> If not we have this other more expensive plan..... <looking down and sad>

Not that an agent would ever lead a prospect. Or that FE prospects aren't way to savy to understand.

Disclosure: I had KSKJ for a year or two and still write a Fraternal once and awhile.

You just gotta give the secret passcode to get in the club.

 

[WinoBlues]

You just gotta give the secret passcode to get in the club.

Got it:

""Beula, You want to save that $5. mo and get that $122 cash values, Right? Only makes sense, Right?""

 

[KRobby]

And Catholicism isn't even my most disliked religion.

Look forward to hearing more about the religions you hate the most.

 

[Todd King]

Look forward to hearing more about the religions you hate the most.

Here's a way of narrowing it down. He only likes the ones that don't point fingers.

 

[Newby]

Let me rephrase it.

"Well Billy Ray Bob and Buela, Looks like based on health you both might fit for the lowest cost plan. In order to apply with them you need to be a Christian. You believe in God, right? Would that be one to consider you Mr. and Mrs. Smith? <nodding your head up and down> If not we have this other more expensive plan..... <looking down and sad>

Not that an agent would ever lead a prospect. Or that FE prospects aren't way to savy to understand.

Disclosure: I had KSKJ for a year or two and still write a Fraternal once and awhile.

The agent motivation would actually work the other direction. Commissions are higher with all the other companies than with KSKJ. If they don't qualify for them The agent is going to make more writing another company.

You guys just live in a different part of the world or something. In my area 85% of the adults over 50 are going to identify as Christian. And they are proud to let you know it. Selling a Christian Fraternal is not a problem. But you don't tell your prospect that any company has the best rates prior to making sure they are going to qualify. Just like I wouldn't talk about a free grandchild benefit (when we had Settlers) prior to seeing if they get approved with Settlers or a free Living Benefit rider prior to getting them approved with a company that has one.

 

[Thedude]

Look forward to hearing more about the religions you hate the most.

Look forward to hearing you guess which ones !

Here's a way of narrowing it down. He only likes the ones that don't point fingers.

Yep!

 

[goillini52]

Look forward to hearing you guess which ones !

Muslimism?

 

[rousemark]

Muslimism?

Yeah.. It is hard to point a finger when you are bringing a sword down on someone's neck..