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Do you write much AmAm?
Very little. was just at their site to print off an app for one I'm writing tomorrow. I've been contracted with them for 3 years and I've written 92 apps in that time. Half of those were probably in the first year.
I pretty much only use them for direct bill and I only wrote 2 of those last year. I use them for the Easy Term. I do 4 or 5 of those a year.
One big drawback for them is that they will not allow replacements in Ky. About one third of my business is replacements, so they are not even a consideration in those cases.