What Is Your BEST Contract With Foresters with 10 Year Trails??

You can call it BS or anything else you wish to. I'm not asking you to believe it, I am stating what contract I have with the canadians. Again, if you know the right people you can get that contract w/o production requirements.. who knows that "right person" might be on this board...

I emailed you and you didn't respond. i have never seen or heard of a contract like the one you have. Naturally I didn't believe you when I didn't get a response at all. I would transfer my contract under you if you can give me one close to that. Possibly they differ from state to state? My main carriers are 130, 132.5 and 135, but I couldn't find anyone who had level renewal contracts available, esp at 135.

if there are offered then I stand corrected. Not trying to call anyone out just wondered if there was trolling going on when I read your post.
 
I do know this. I have heard JD complain big time about Foresters and how they operate in regards to paperwork and stips etc. I have used them for about 75% of my busines over the past year and I must admit if I could find someone with a decent program even close to what they ofer I'd take a very hard look. They have hit me with some realy stupid stips over the past few weeks, which just end up costing me time and money. Some of them I have gotten waived but to do that you have to go over thier head and then they just hit you with more stips.

Foresters is more of a problem on after issue stuff than on getting issued. They are a real pain if the person changes their bank account for example. Or a beneficiary change as another example ro change the date of their drafts. Administrative stuff is where Foresters falls short in my opinion.
 
Foresters just came out with the new simplified issue whole life for people under 50 and that one can be a real bear to get approved without stips.

My problem with them is if you call and speak with 5 different customer service people you can get 3 or 4 different answers on the same question. Also they never seem to know for sure if they received a payment or not.

Normaly if a person is graded or modified because of drug use I just go to someone else. But if you sell the Foresters benefits too much it can be difficult to get them to switch.
 
Foresters just came out with the new simplified issue whole life for people under 50 and that one can be a real bear to get approved without stips.

My problem with them is if you call and speak with 5 different customer service people you can get 3 or 4 different answers on the same question. Also they never seem to know for sure if they received a payment or not.

Normaly if a person is graded or modified because of drug use I just go to someone else. But if you sell the Foresters benefits too much it can be difficult to get them to switch.

And what are the Foresters benefits? They build playgrounds?

There are fraternals with MUCH better benefits. And regular insurance companies like ForeThought give better benefits.

And Settlers will do ages 0-85

Foresters is for people who LIKE customer no-service.
 
Foresters is more of a problem on after issue stuff than on getting issued. They are a real pain if the person changes their bank account for example. Or a beneficiary change as another example ro change the date of their drafts. Administrative stuff is where Foresters falls short in my opinion.

They tend to fall short in "after death" issues as well.
 
That is what you have to figure out for yourself... Can you get very high comp with Foresters, Yes!! Are they difficult to work with? Yes!!! It is your business you decide whom you do or don't work with..

Well the contract I got through the IMO suxs, however I was interested in med supps at the time.
 
So you are interested in med supps, but ended up with a Foresters final expense contract????

Havent received executed contract in the mail yet. Just asked IMO for comp schedule. Are the contracts seperate?
 
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