Who has 22- 25 dollar Direct mail FE leads?

[theinsuranceman]

Why are you asking this? Who cares? This is not even what the debate here is about. Stop trying to change the subject. But, if you must know.....it's probably a few more million that you and your agents do!

LOL. That's why you had 2 of your IMO contracts terminated because you didn't meet production requirements. Lying again Todd. You know this is not the right thing to do. See your sig line.

 

[noah]

Why deflect ?

Is there different underwriting you don't know about in Florida ?

Isn't the purpose of this forum for agents across the U.S. to share information,learn ?

Everyone on this forum discusses underwriting risks according to the company all the time dude.

What kind of impression do you think ,I mean really dude,you're a manager, by being so evasive,deflecting answers ?

Do you expect to be taken seriously on this forum ?

Hey look dude,I was just trying to get some very simple answers to some very simple questions,didn't mean to bother you.

 

[theinsuranceman]

Why deflect ?

Is there different underwriting you don't know about in Florida ?

Isn't the purpose of this forum for agents across the U.S. to share information,learn ?

Everyone on this forum discusses underwriting risks according to the company all the time dude.

What kind of impression do you think ,I mean really dude,you're a manager, by being so evasive,deflecting answers ?

Do you expect to be taken seriously on this forum ?

Hey look dude,I was just trying to get some very simple answers to some very simple questions,didn't mean to bother you.

I don't care how anyone up here perceives me. My livelihood does not depend on this forum. In reference to your questions about UW, you have to include the prescribed meds along with the look back questions. Look back questions alone won't give you the correct answer.

UW in Fla same as in any other state. Once again I don't care if I'm taken seriously up here or not. 98% of the agents up here day in and day out are losers plain and simple. When you're up here all day you can't be making any new commissions and you can't be talking to very many high caliber agents. That's just the way it is.

As far as commissions you'll need to talk to a Fla IMO. None of them would be as generous as I might be. If you can't produce then we really don't want you on our teams. The losers that write one app a month should contact Todd, he'll contract anyone.

 

[goillini52]

I don't care if I'm taken seriously up here or not.

That's good Greg, because nobody does.

 

[goillini52]

If you can do it I can do it.

 

[rousemark]

Rouse you are so wrong! I'm not going to copy cat Todd and call you stupid though. I've been doing this since Feb 10, 1999. I'm cosigning for my agents' debt when it goes on the back end. I'm taking a risk to help my agents. How much experience do you have with this yourself Rouse?

Todd can't or won't do this for his agents. But they can call me and I'll help them.

Also, SL also does 75% advances with immediate charge backs like the other carriers do. Agents get to make their decision on this with their manager's approval.

Rouse, as you well know, lots of agents get knocked out of the game when they have a streak of charge backs coming from their advances....and they're not bringing any $$$ home for awhile.

Lots of you guys are up here pounding your chests all day long trying to look smart and successful. People with a brain know that an agent can not hang around here several hours a day every day and be successful. If they're retired like you that would be different.

No one carrier has the best of everything. But Senior Life's total package blows the other carriers out of the water.....
-lead financing
-$25 DM leads with life insurance and burial expenses printed on them, no PO Boxes either.
-group health, group disability, group term and more
-There's much more but then Todd will accuse me of trying to steal his agents.

Greg: It doesn't matter if you are cosigning the agent debt, they still owe it. It doesn't matter if they owe it to you or the company unless you are just write off everyone's debt and not try to collect it.

And, Greg just because I do not have an agency now, after all I am 74 plus I have other things to do other than sell insurance, iI have had an agency int he past am well acquainted with the workings of agent debt.

 

[theinsuranceman]

That's good Greg, because nobody does.

That's what I would expect from a 68 year old pot head like you. Sad that you never grew up. Mighty sad.

 

[theinsuranceman]

Greg: It doesn't matter if you are cosigning the agent debt, they still owe it. It doesn't matter if they owe it to you or the company unless you are just write off everyone's debt and not try to collect it.

And, Greg just because I do not have an agency now, after all I am 74 plus I have other things to do other than sell insurance, iI have had an agency int he past am well acquainted with the workings of agent debt.

Rouse don't be so stupid! Sure the agent owes it, but if they don't pay it then I pay it. Do you even know what cosigning for someone's debt involves? You must have never cosigned for agents' leads before. I have and still do.

LOL....And your other things to do that you refer to above other than sell insurance......means being up here 10 hours a day 7 days a week. No need to make excuses for being up here so much. This is your life....being up here 10 hours per day, just like goillini. How does that saying go...oh yea...why don't you get a life? lol

 

[rousemark]

Rouse don't be so stupid! Sure the agent owes it, but if they don't pay it then I pay it. Do you even know what cosigning for someone's debt involves? You must have never cosigned for agents' leads before. I have and still do.

LOL....And your other things to do that you refer to above other than sell insurance......means being up here 10 hours a day 7 days a week. No need to make excuses for being up here so much. This is your life....being up here 10 hours per day, just like goillini. How does that saying go...oh yea...why don't you get a life? lol

Oh... I guess you don't try to collect the debt the agent rolls up to you? If that be the case, it really doesn't matter how much debt he incurs.. Greg, I am not making excuses for how much time I do or do not spend here.. Besides, I thought you didn't worry about what other people do but you sure seem to be consumed with how I spend my time. Greg, when people resort to name calling, it usually means they know they are on the wrong side of the argument. I definitely have a life and am enjoying it.. Wish the same for you.. Now, I am going back to playing with my daughter but I will check back to see what you come with next.

 

[shonceman]

....being up here 10 hours per day, just like goillini. How does that saying go...oh yea...why don't you get a life? lol

6 posts by 9:45 (EDT) in the morning. Around 70 yesterday. Pot calling the kettle....?