Why Do So Many Agents Want to Sell Final Expense?

[maniacagent]

So, your ***-ass came onto this FINAL EXPENSE thread to insult people?



Oh.... it was to recruit the *** simpletons... of course.
What an ass.

He's the one who doesn't get it....people buy final expense because they need/want it....I choose to sell FE because I see there is good demand. I want to be where there is demand.
He needs to tell all the customers who have bought FE that he has something better....then he can try to get them to pass the physicals and/or answer the health questions...and then he can explain the policies to these same customers who (in some cases) do not read any language. They are proud and happy buyers of a product that will help their families when they need it most. I am proud to sell this product and I have sold plenty of "higher income" people....the FE market is a joy to work. The people are appreciative and humble compared to many professionals I've worked with in the past.

 

[Daytona_Guy]

They are proud and happy buyers of a product that will help their families when they need it most. I am proud to sell this product and I have sold plenty of "higher income" people....the FE market is a joy to work. The people are appreciative and humble compared to many professionals I've worked with in the past.

Great way to put it. The buyers of final expense policies have pride of ownership and really wanted to buy a policy (in most all cases) when they reply to lead mailers, etc. There's nothing at all wrong with providing them a quality service.. with a smile.




.

 

[Edward.David]

Because it gives them high and handsome commission that is why.

 

[rousemark]

Because it gives them high and handsome commission that is why.

Provide a needed service and value for your client while maximizing profit would seem to be the goal of any successful business... There is certainly nothing wrong with "high and handsome" commission.

 

[proadvisors]

I don't sell much final expense but I am leaning towards
simplified issue products and let me tell you why...

#1- The underwriters don't go on witch hunts and order
aps or rate the client because his cholesterol was a little
high that day.
#2- Don't have to wait for the aps etc...
#3- Don't have clients who say they will do paramed
and never do and waste your time.
#4-It pays faster

I submitted close to 40k in fully uw products recently and
had so many headaches you would not believe it.

 

[GoCubsGo]

Tired of working for your money huh? I hear ya! ha

 

[Rearden]

I sell FE because there's a growing market for it, and it's easy to understand and explain.

 

[Mark]

I use to chase new home owners a lot. But as you know, the numbers just are not there anymore.

 

[RonRoberts]

I don't sell much final expense but I am leaning towards
simplified issue products and let me tell you why...

#1- The underwriters don't go on witch hunts and order
aps or rate the client because his cholesterol was a little
high that day.
#2- Don't have to wait for the aps etc...
#3- Don't have clients who say they will do paramed
and never do and waste your time.
#4-It pays faster

I submitted close to 40k in fully uw products recently and
had so many headaches you would not believe it.

I agree with simplified issue. Less headaches for the client as well.

Did you ever get all of your leads from Brokers Revolution and if so how did you do? Will you reorder? Thanks,

Ron

 

[FEguy]

I have wondered the same thing. Are there that many stupid folks out there? I get a very slimey feeling about this.

Let me know when you're done with a client, I'd have no problem cleaning up what you've left on the table.